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Term life insurance HSBC LifeHSBC Insurance OnlineProtector
HSBC Life · Legacy term plan

HSBC Insurance OnlineProtector

Pre-merger HSBC online renewable term. No longer on HSBC Life’s current term-life page — existing policies continue on their original contract terms.

OnlineProtector was HSBC Insurance (Singapore)'s own online term plan from before the AXA merger: a non-participating 10-year renewable term that auto-renewed up to age 80, paying a lump sum on death, terminal illness or TPD.

It represents the pre-2022 HSBC side of the house — a thin shelf next to AXA's, which is why the merged HSBC Life kept the AXA-lineage Term Protector as its flagship. The related DIRECT – Value Term online product appears retired (its purchase domain no longer resolves).

What’s publicly known

Feature
Non-participating 10-year renewable term, auto-renewal to age 80
Feature
Lump-sum benefit on death, terminal illness or TPD; sold online without advice

What isn’t published

  • Sale period and withdrawal date — unspecified publicly
  • Whether any policies remain in force under the original terms

Still holding a HSBC Insurance OnlineProtector policy?

An adviser can help you:

  • Read your original policy contract and confirm exactly what it still covers
  • Compare keeping it against replacing it — legacy plans are sometimes worth keeping
  • Check whether current HSBC Life plans fill any gaps it leaves
Speak to an adviser →

Sources

Legacy-plan information is compiled from limited public materials and third-party overviews — never rely on it for a decision about an in-force policy. Your policy document is the only authoritative description of your cover. Confirm with HSBC Life or a licensed financial adviser.