TM365
Tokio MarineS$85/yrOffice / non-manual
Compare Personal Accident insurance
17 Personal Accident plans from 17 Singapore insurers. Pick your occupation to see a like-for-like premium, then rank by accident cover, disability payout or medical — premiums jump for manual jobs, so this matters.
Last verified 12 Jul 2026 · 28 official sources · PA research 2026-07-12
Last verified12 Jul 2026
Data versionPA research 2026-07-12
Verified sources28 of 28
- Income PA Assurance — official product page
- AIA Solitaire PA (II) — official product page
- Great Eastern AccidentCare Plus II — official product page
- Prudential PRUPersonal Accident — official product page
- Singlife Personal Accident — official product page
- HSBC Life Band Aid — official product page
- Tokio Marine TM365 — official product page
- MSIG ProtectionPlus — official product page
- FWD Personal Accident — official product page
- Tiq by Etiqa Tiq Personal Accident — official product page
- Chubb PAL Protect II — official product page
- AIG Sapphire Enhanced Choices — official product page
Compiled from official insurer product pages and brochures (2026). Nine products publish a static premium schedule; others require a quote. Confirm terms with the insurer before any decision.
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Your occupation
PA premiums rise sharply for manual / higher-risk jobs. Pick yours to compare a like-for-like base premium.
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Every insurer’s single best plan for an office / non-manual occupation, ranked by cheapest premium — all companies get an equal chance. Tap a card to expand its details. Switch to for every plan.
Published
Band Aid
HSBC LifeS$102/yrOffice / non-manual
ProtectionPlus
MSIGS$125/yrOffice / non-manual
PACare Plus Enhanced
LibertyS$131/yrOffice / non-manual
Personal Accident
SinglifeS$143/yrOffice / non-manual
Accident Protect Plus
AllianzS$172/yrOffice / non-manual
Sapphire Enhanced Choices
AIGS$173/yrOffice / non-manual
PAStar
SompoS$196/yrOffice / non-manual
PA Assurance
IncomeS$202/yrOffice / non-manual
PRUPersonal Accident
PrudentialS$209/yrOffice / non-manual
Solitaire PA (II)
AIAS$224/yrOffice / non-manual
AccidentCare Plus II
Great EasternS$780/yrOffice / non-manual
Cheapest published base-cover premium for an office / non-manual occupation, from official 2026 research. Factual comparison, not advice.
Not sure how much accident cover you actually need?
Free and no obligation — an adviser can help you:
- Size the accidental-death and disability sums against your income and dependants, not a round number
- Check overlap with what you already have — group PA from work, riders, or your hospital plan's coverage
- Get your occupation class right, because a wrong class can void a manual-work claim
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Indicative figures for comparison and education only, from published 2026 insurer pages. Actual premiums, eligibility, occupation loadings, exclusions and payouts depend on your occupation, age, health, the plan tier and the policy contract. Nine products have a published schedule; the rest need a live quote. Confirm with the insurer or a licensed financial adviser before any decision.