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Maid / domestic helper insurance

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11 domestic-helper plans from 11 Singapore insurers. Pick your helper’s age and policy term for a like-for-like premium, then compare medical limit, personal accident and whether the 25% co-payment can be waived.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 28 official sources · Maid research 2026-07-12

Last verified12 Jul 2026

Data versionMaid research 2026-07-12

Verified sources28 of 28

Compiled from official insurer product pages and brochures (2026). 8 plans publish a comparable 26-month base tariff; others need a live quote. All are MOM enhanced-MI providers. Confirm terms with the insurer before any decision.

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Helper’s age
Policy term

Premiums jump for helpers over 50. The 26-month term is standard; 14-month suits shorter contracts.

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Every insurer’s single best plan for a helper 50 or below on a 26 months policy, ranked by cheapest premium — all companies get an equal chance. Tap a card to expand its details. Switch to for every plan.

Cheapest published base tariff for a helper 50 or below, 26 months, excluding campaign discounts. Factual comparison, not advice.

Renewing or hiring for the first time?

Free and no obligation — an adviser can help you:

  • Decide whether the co-payment waiver add-on is worth it for your helper's age and health
  • Check the medical limit against real private-hospital bills, not just the MOM minimum
  • Line up the policy term with the work-permit renewal so you never pay for overlapping cover
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Indicative figures for comparison and education only, from published 2026 insurer pages. Premiums vary by the helper’s age, nationality, policy term and add-ons, and campaign discounts are excluded here. Actual eligibility, co-payment, exclusions and payouts depend on the policy contract. Some products need a live quote. Confirm with the insurer or a licensed financial adviser before any decision.