MoneyAtlas
Life insurance

Term life insurance, insurer by insurer

Deep research on each insurer’s term-life range: current products and what they actually cover, riders, exclusions, underwriting posture, legacy plans and launch timelines. We compare benefits, not prices — term premiums are quotation-based and depend on your age, smoker status and underwriting, so an adviser confirms the numbers.

Pick an insurer

Research livePrudential2 current products · legacy plans · riders · timelineTwo adviser-sold term plans on sale today: a flexible long-horizon chassis with a deep rider ecosystem, and a simplified-underwriting plan for people with existing conditions.Open the research
Research liveAIA2 current products · legacy plans · riders · timelineOne flagship adviser-sold term plan in two structures: a renewable-and-convertible chassis built to protect future insurability, and a level-premium version for a fixed liability window.Open the research
In researchIncomeFull term-life research for Income is being prepared — products, riders, exclusions and history.
In researchGreat EasternFull term-life research for Great Eastern is being prepared — products, riders, exclusions and history.
In researchSinglifeFull term-life research for Singlife is being prepared — products, riders, exclusions and history.
In researchHSBC LifeFull term-life research for HSBC Life is being prepared — products, riders, exclusions and history.

Term premiums aren’t public — an adviser can price them for you

A licensed adviser can:

  • Pull a live policy illustration with your exact age, smoker status and health profile
  • Compare insurers’ quotes side by side — including plans with no public rate table
  • Sanity-check how much cover you actually need before you pay for riders
Speak to an adviser →

Research summaries are for education and comparison only, compiled from public insurer, compareFIRST and MoneySense materials. Details marked “unspecified publicly” are not published by the insurer and must be confirmed against a current policy illustration. This page does not rank insurers or recommend a product.