HSBC Life Shield Plan A

Integrated Shield Plan by HSBC Life. Private insurance premium from S$300/yr, across 28 premium data points by age band. Figures are from verified official premium tables.

Last verified 12 Jul 2026 · 7 official sources · v21

Last verified12 Jul 2026

Data versionv21-rider-status-cleanup

Verified sources7 of 7

Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.

Premiums by age

Age	Private insurance premium /yr	MediShield Life /yr	Est. cash outlay /yr
1-3	S$300	S$200	S$0
4-10	S$300	S$200	S$0
11-18	S$300	S$200	S$0
21-25	S$300	S$295	S$0
26-30	S$300	S$295	S$0
31-35	S$510	S$503	S$210
36-40	S$510	S$503	S$210
41-45	S$1,075	S$637	S$475
46-50	S$1,215	S$637	S$615
51-55	S$1,935	S$903	S$1,335
56-60	S$2,426	S$903	S$1,826
61-65	S$3,271	S$1,131	S$2,671
69-70	S$4,201	S$1,326	S$3,601
74-75	S$6,119	S$1,816	S$5,219
79-80	S$7,589	S$2,187	S$6,689
84-85	S$9,051	S$2,616	S$8,151

Show the full premium table (28 age rows)

Age band	Private insurance premium /yr	MediShield Life /yr	Est. cash outlay /yr
1-3	S$300	S$200	S$0
4-10	S$300	S$200	S$0
11-18	S$300	S$200	S$0
19-20	S$300	S$200	S$0
21-25	S$300	S$295	S$0
26-30	S$300	S$295	S$0
31-35	S$510	S$503	S$210
36-40	S$510	S$503	S$210
41-45	S$1,075	S$637	S$475
46-50	S$1,215	S$637	S$615
51-55	S$1,935	S$903	S$1,335
56-60	S$2,426	S$903	S$1,826
61-65	S$3,271	S$1,131	S$2,671
66-68	S$4,106	S$1,326	S$3,506
69-70	S$4,201	S$1,326	S$3,601
71-73	S$5,353	S$1,643	S$4,453
74-75	S$6,119	S$1,816	S$5,219
76-78	S$6,729	S$2,027	S$5,829
79-80	S$7,589	S$2,187	S$6,689
81-83	S$7,969	S$2,303	S$7,069
84-85	S$9,051	S$2,616	S$8,151
86-88	S$9,923	S$2,785	S$9,023
89-90	S$10,895	S$2,785	S$9,995
91-93	S$11,606	S$2,826	S$10,706
94-95

Key benefits

Overview

Ward entitlementStandard room at a private hospital and below

Core limits

Annual claim limitS$2,500,000

Core limits

Lifetime limitUnlimited

Hospitalisation

Pre-hospitalisationUp to 180 days before admission; as charged

Hospitalisation

Post-hospitalisationUp to 365 days after discharge; as charged

Cost sharing

Co-insurance10% standard co-insurance before rider; may vary by panel / non-panel — see policy contract

Community / Home Care

Home ventilation & respiratory support$1,680 per month

Community / Home Care

Paediatric home care$420 per month

Other

Long-term parenteral nutrition$2,200 per month

Outpatient Treatment

Immunosuppressant therapy$710 per month

Transplant / Advanced Therapy

Selected gene therapies (e.g., Kymriah, Yescarta)Up to $250,000 per treatment

Compatible riders

HSBC Life Enhanced Care II Plan A

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HSBC Life HSBC Life Shield Plan Afigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with HSBC Life or a licensed financial adviser before any decision.