HSBC Life Shield Plan B
Integrated Shield Plan by HSBC Life. Private insurance premium from S$91/yr, across 28 premium data points by age band. Figures are from verified official premium tables.
Last verified 12 Jul 2026 · 7 official sources · v21
Last verified12 Jul 2026
Data versionv21-rider-status-cleanup
Verified sources7 of 7
- HSBC Life Shield Premium Tables
- HSBC Life Shield / HSBC Life Enhanced Care II Individual Annual Premium Rates
- HSBC Life Shield and Enhanced Care II brochure
- HSBC Life Shield product page (2026)
- HSBC Life Band Aid — official product page
Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.
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Premiums by age
| Age | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-3 | S$91 | S$200 | S$0 |
| 4-10 | S$91 | S$200 | S$0 |
| 11-18 | S$91 | S$200 | S$0 |
| 21-25 | S$101 | S$295 | S$0 |
| 26-30 | S$101 | S$295 | S$0 |
| 31-35 | S$170 | S$503 | S$0 |
| 36-40 | S$170 | S$503 | S$0 |
| 41-45 | S$245 | S$637 | S$0 |
| 46-50 | S$366 | S$637 | S$0 |
| 51-55 | S$482 | S$903 | S$0 |
| 56-60 | S$548 | S$903 | S$0 |
| 61-65 | S$771 | S$1,131 | S$171 |
| 69-70 | S$1,061 | S$1,326 | S$461 |
| 74-75 | S$1,748 | S$1,816 | S$848 |
| 79-80 | S$2,193 | S$2,187 | S$1,293 |
| 84-85 | S$2,675 | S$2,616 | S$1,775 |
Show the full premium table (28 age rows)
| Age band | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-3 | S$91 | S$200 | S$0 |
| 4-10 | S$91 | S$200 | S$0 |
| 11-18 | S$91 | S$200 | S$0 |
| 19-20 | S$91 | S$200 | S$0 |
| 21-25 | S$101 | S$295 | S$0 |
| 26-30 | S$101 | S$295 | S$0 |
| 31-35 | S$170 | S$503 | S$0 |
| 36-40 | S$170 | S$503 | S$0 |
| 41-45 | S$245 | S$637 | S$0 |
| 46-50 | S$366 | S$637 | S$0 |
| 51-55 | S$482 | S$903 | S$0 |
| 56-60 | S$548 | S$903 | S$0 |
| 61-65 | S$771 | S$1,131 | S$171 |
| 66-68 | S$1,061 | S$1,326 | S$461 |
| 69-70 | S$1,061 | S$1,326 | S$461 |
| 71-73 | S$1,362 | S$1,643 | S$462 |
| 74-75 | S$1,748 | S$1,816 | S$848 |
| 76-78 | S$1,954 | S$2,027 | S$1,054 |
| 79-80 | S$2,193 | S$2,187 | S$1,293 |
| 81-83 | S$2,344 | S$2,303 | S$1,444 |
| 84-85 | S$2,675 | S$2,616 | S$1,775 |
| 86-88 | S$3,080 | S$2,785 | S$2,180 |
| 89-90 | S$3,295 | S$2,785 | S$2,395 |
| 91-93 | S$4,682 | S$2,826 | S$3,782 |
| 94-95 | S$4,682 | S$2,826 | S$3,782 |
| 96-98 | S$4,774 | S$2,826 | S$3,874 |
| 99-100 | S$5,106 | S$2,826 | S$4,206 |
| >100 | S$5,106 | S$2,826 | S$4,206 |
Key benefits
Compatible riders
Insurer service standards (MOH)
Service figures are published by the Ministry of Health for HSBC Life as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.
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HSBC Life HSBC Life Shield Plan Bfigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with HSBC Life or a licensed financial adviser before any decision.