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Integrated Shield Plan by HSBC Life. Private insurance premium from S$41/yr, across 28 premium data points by age band. Figures are from verified official premium tables.
Last verified12 Jul 2026
Data versionv21-rider-status-cleanup
Verified sources7 of 7
Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.
| Age | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-3 | S$41 | S$200 | S$0 |
| 4-10 | S$41 | S$200 | S$0 |
| 11-18 | S$41 | S$200 | S$0 |
| 21-25 | S$51 | S$295 | S$0 |
| 26-30 | S$51 | S$295 | S$0 |
| 31-35 | S$63 | S$503 | S$0 |
| 36-40 | S$63 | S$503 | S$0 |
| 41-45 | S$109 | S$637 | S$0 |
| 46-50 | S$109 | S$637 | S$0 |
| 51-55 | S$145 | S$903 | S$0 |
| 56-60 | S$164 | S$903 | S$0 |
| 61-65 | S$284 | S$1,131 | S$0 |
| 69-70 | S$427 | S$1,326 | S$0 |
| 74-75 | S$810 | S$1,816 | S$0 |
| 79-80 | S$1,207 | S$2,187 | S$307 |
| 84-85 | S$1,399 | S$2,616 | S$499 |
| Age band | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-3 | S$41 | S$200 | S$0 |
| 4-10 | S$41 | S$200 | S$0 |
| 11-18 | S$41 | S$200 | S$0 |
| 19-20 | S$41 | S$200 | S$0 |
| 21-25 | S$51 | S$295 | S$0 |
| 26-30 | S$51 | S$295 | S$0 |
| 31-35 | S$63 | S$503 | S$0 |
| 36-40 | S$63 | S$503 | S$0 |
| 41-45 | S$109 | S$637 | S$0 |
| 46-50 | S$109 | S$637 | S$0 |
| 51-55 | S$145 | S$903 | S$0 |
| 56-60 | S$164 | S$903 | S$0 |
| 61-65 | S$284 | S$1,131 | S$0 |
| 66-68 | S$427 | S$1,326 | S$0 |
| 69-70 | S$427 | S$1,326 | S$0 |
| 71-73 | S$665 | S$1,643 | S$0 |
| 74-75 | S$810 | S$1,816 | S$0 |
| 76-78 | S$1,129 | S$2,027 | S$229 |
| 79-80 | S$1,207 | S$2,187 | S$307 |
| 81-83 | S$1,245 | S$2,303 | S$345 |
| 84-85 | S$1,399 | S$2,616 | S$499 |
| 86-88 | S$1,572 | S$2,785 | S$672 |
| 89-90 | S$1,775 | S$2,785 | S$875 |
| 91-93 | S$2,605 | S$2,826 | S$1,705 |
| 94-95 | S$2,845 | S$2,826 | S$1,945 |
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HSBC Life HSBC Life Shield Standardfigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with HSBC Life or a licensed financial adviser before any decision.
| 96-98 | S$2,982 | S$2,826 | S$2,082 |
| 99-100 | S$3,253 | S$2,826 | S$2,353 |
| >100 | S$3,253 | S$2,826 | S$2,353 |