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Compare Integrated Shield Plans › Prudential
Prudential · Hospital plan

PRUShield Premier

Integrated Shield Plan by Prudential. Private insurance premium from S$272/yr, across 100 premium data points by age band. Figures are from verified official premium tables.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 6 official sources · v21

Last verified12 Jul 2026

Data versionv21-rider-status-cleanup

Verified sources6 of 6

Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.

Spotted a figure that looks wrong or out of date? Report a data error— we’ll check it and correct it openly.

Premiums by age

AgePrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$300S$200S$0
5S$300S$200S$0
10S$272S$200S$0
18S$279S$200S$0
25S$300S$295S$0
30S$307S$295S$7
35S$483S$503S$183
40S$516S$503S$216
45S$977S$637S$377
50S$1,030S$637S$430
55S$1,869S$903S$1,269
60S$2,258S$903S$1,658
65S$2,994S$1,131S$2,394
70S$4,493S$1,326S$3,893
75S$6,299S$1,816S$5,399
80S$8,021S$2,187S$7,121
85S$10,314S$2,616S$9,414
Show the full premium table (100 age rows)
Age bandPrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$300S$200S$0
2S$300S$200S$0
3S$300S$200S$0
4S$300S$200S$0
5S$300S$200S$0
6S$297S$200S$0
7S$293S$200S$0
8S$288S$200S$0
9S$284S$200S$0
10S$272S$200S$0
11S$272S$200S$0
12S$272S$200S$0
13S$279S$200S$0
14S$279S$200S$0
15S$279S$200S$0
16S$279S$200S$0
17S$279S$200S$0
18S$279S$200S$0
19S$300S$200S$0
20S$300S$200S$0
21S$300S$295S$0
22S$300S$295S$0
23S$300S$295S$0
24S$300S$295S$0
25S$300S$295S$0
26S$307S$295S$7
27S$307S$295S$7
28S$307S$295S$7
29S$307S$295S$7
30S$307S$295S$7
31S$432S$503S$132
32S$465S$503S$165
33S$483S$503S$183
34S$483S$503S$183
35S$483S$503S$183
36S$492S$503S$192
37S$500S$503S$200
38S$504S$503S$204
39S$509S$503S$209
40S$516S$503S$216
41S$903S$637S$303
42S$938S$637S$338
43S$948S$637S$348
44S$960S$637S$360
45S$977S$637S$377
46S$982S$637S$382
47S$988S$637S$388
48S$997S$637S$397
49S$1,007S$637S$407
50S$1,030S$637S$430
51S$1,507S$903S$907
52S$1,601S$903S$1,001
53S$1,694S$903S$1,094
54S$1,780S$903S$1,180
55S$1,869S$903S$1,269
56S$1,966S$903S$1,366
57S$2,064S$903S$1,464
58S$2,138S$903S$1,538
59S$2,188S$903S$1,588
60S$2,258S$903S$1,658
61S$2,739S$1,131S$2,139
62S$2,801S$1,131S$2,201
63S$2,881S$1,131S$2,281
64S$2,946S$1,131S$2,346
65S$2,994S$1,131S$2,394
66S$3,856S$1,326S$3,256
67S$4,146S$1,326S$3,546
68S$4,283S$1,326S$3,683
69S$4,393S$1,326S$3,793
70S$4,493S$1,326S$3,893
71S$5,146S$1,643S$4,246
72S$5,399S$1,643S$4,499
73S$5,518S$1,643S$4,618
74S$5,742S$1,816S$4,842
75S$6,299S$1,816S$5,399
76S$6,512S$2,027S$5,612
77S$6,938S$2,027S$6,038
78S$7,249S$2,027S$6,349
79S$7,501S$2,187S$6,601
80S$8,021S$2,187S$7,121
81S$8,437S$2,303S$7,537
82S$8,956S$2,303S$8,056
83S$9,580S$2,303S$8,680
84S$9,958S$2,616S$9,058
85S$10,314S$2,616S$9,414
86S$10,574S$2,785S$9,674
87S$10,929S$2,785S$10,029
88S$11,284S$2,785S$10,384
89S$11,642S$2,785S$10,742
90S$11,846S$2,785S$10,946
91S$12,009S$2,826S$11,109
92S$12,109S$2,826S$11,209
93S$12,209S$2,826S$11,309
94S$12,830S$2,826S$11,930
95S$12,903S$2,826S$12,003
96S$12,993S$2,826S$12,093
97S$13,075S$2,826S$12,175
98S$13,075S$2,826S$12,175
99S$13,075S$2,826S$12,175
>100S$13,075S$2,826S$12,175

Key benefits

Hospital
Hospital / ward entitlementAll Singapore private and restructured hospitals
Hospital
Pre-hospitalisationUp to 180 days; as charged
Hospital
Post-hospitalisationUp to 365 days; as charged
Hospital
Post-hospitalisation hyperbaric oxygen therapy$10,000/policy year
Overview
Current new business statusCurrent plan
Overview
Panel / non-panel relevanceVery important; private/restructured and PRUPanel Connect affect rider stop-loss/access/cashless experience
Cancer
Outpatient cancer drug treatment on CDL5x MediShield Life limit/month under PRUShield; up to 20x with PRUExtra
Cancer
Cancer drug services5x MediShield Life limit/year under PRUShield; up to 20x with PRUExtra
Cancer
Non-CDL cancer drug treatmentUp to $150,000/policy year with PRUExtra
Overseas
Emergency overseas treatmentAs charged, lower of overseas charges or Singapore private hospital charges
Limits
Annual claim limitS$2,000,000 per policy year (if admitted to and treated by panel providers) - MOH comparison, Jun 2026
Special Benefits
Living donor organ transplant$60,000/policy year
Cost-share
DeductibleDeductible applies; above age 85 deductible increases by 50% depending on ward class
Cost-share
Co-insuranceCo-insurance applies under base plan

Compatible riders

PRUExtra Premier CarePRUExtra Preferred Care

Insurer service standards (MOH)

Claims processing
1 day for a typical claim2 days or less for 3 in 4 claims (1 Jan – 31 Mar 2026); includes time to obtain medical records
Pre-authorisation
Offered — via website or emailTypical turnaround 1 day (target 3 days)

Service figures are published by the Ministry of Health for Prudential as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.

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Prudential PRUShield Premierfigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Prudential or a licensed financial adviser before any decision.