PRUShield Standard
Integrated Shield Plan by Prudential. Private insurance premium from S$42/yr, across 22 premium data points by age band. Figures are from verified official premium tables.
Last verified 12 Jul 2026 · 6 official sources · v21
Last verified12 Jul 2026
Data versionv21-rider-status-cleanup
Verified sources6 of 6
Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.
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Premiums by age
| Age | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1 - 5 | S$42 | S$200 | S$0 |
| 6 - 20 | S$42 | S$200 | S$0 |
| 21 - 30 | S$49 | S$295 | S$0 |
| 31 - 40 | S$64 | S$503 | S$0 |
| 41 - 50 | S$110 | S$637 | S$0 |
| 51 - 55 | S$144 | S$903 | S$0 |
| 56 - 60 | S$182 | S$903 | S$0 |
| 61 - 65 | S$255 | S$1,131 | S$0 |
| 66 - 70 | S$403 | S$1,326 | S$0 |
| 74 - 75 | S$760 | S$1,816 | S$0 |
| 79 - 80 | S$1,033 | S$2,187 | S$133 |
| 84 - 85 | S$1,225 | S$2,616 | S$325 |
Show the full premium table (22 age rows)
| Age band | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1 - 5 | S$42 | S$200 | S$0 |
| 6 - 20 | S$42 | S$200 | S$0 |
| 21 - 30 | S$49 | S$295 | S$0 |
| 31 - 40 | S$64 | S$503 | S$0 |
| 41 - 50 | S$110 | S$637 | S$0 |
| 51 - 55 | S$144 | S$903 | S$0 |
| 56 - 60 | S$182 | S$903 | S$0 |
| 61 - 65 | S$255 | S$1,131 | S$0 |
| 66 - 70 | S$403 | S$1,326 | S$0 |
| 71 - 73 | S$621 | S$1,643 | S$0 |
| 74 - 75 | S$760 | S$1,816 | S$0 |
| 76 - 78 | S$960 | S$2,027 | S$60 |
| 79 - 80 | S$1,033 | S$2,187 | S$133 |
| 81 - 83 | S$1,179 | S$2,303 | S$279 |
| 84 - 85 | S$1,225 | S$2,616 | S$325 |
| 86 - 88 | S$1,442 | S$2,785 | S$542 |
| 89 - 90 | S$1,621 | S$2,785 | S$721 |
| 91 - 93 | S$1,779 | S$2,826 | S$879 |
| 94 - 95 | S$1,979 | S$2,826 | S$1,079 |
| 96 - 98 | S$2,191 | S$2,826 | S$1,291 |
| 99 - 100 | S$2,416 | S$2,826 | S$1,516 |
| >100 | S$2,416 | S$2,826 | S$1,516 |
Key benefits
Insurer service standards (MOH)
Service figures are published by the Ministry of Health for Prudential as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.
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Prudential PRUShield Standardfigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Prudential or a licensed financial adviser before any decision.