Raffles Shield A + Raffles Hospital Option
Integrated Shield Plan by Raffles. Private insurance premium from S$180/yr, across 25 premium data points by age band. Figures are from verified official premium tables.
Last verified 12 Jul 2026 · 7 official sources · v21
Last verified12 Jul 2026
Data versionv21-rider-status-cleanup
Verified sources7 of 7
- Raffles Shield Base Plans and Rider Premiums
- Raffles Shield Base Plans and Rider Premiums with effect from 1 April 2026
- Raffles Shield Apr 2026 Updates and Choice Rider
- Raffles Shield plans and Choice Rider summary
- Raffles Shield plans page (2026)
Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.
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Premiums by age
| Age | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-18 | S$180 | S$200 | S$0 |
| 21-25 | S$210 | S$295 | S$0 |
| 26-30 | S$230 | S$295 | S$0 |
| 31-35 | S$300 | S$503 | S$0 |
| 36-40 | S$340 | S$503 | S$40 |
| 41-45 | S$600 | S$637 | S$0 |
| 46-50 | S$750 | S$637 | S$150 |
| 51-55 | S$1,043 | S$903 | S$443 |
| 56-60 | S$1,369 | S$903 | S$769 |
| 61-65 | S$1,961 | S$1,131 | S$1,361 |
| 66-70 | S$2,766 | S$1,326 | S$2,166 |
| 74-75 | S$4,364 | S$1,816 | S$3,464 |
| 79-80 | S$5,397 | S$2,187 | S$4,497 |
| 84-85 | S$5,936 | S$2,616 | S$5,036 |
Show the full premium table (25 age rows)
| Age band | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-18 | S$180 | S$200 | S$0 |
| 19-20 | S$195 | S$200 | S$0 |
| 21-25 | S$210 | S$295 | S$0 |
| 26-30 | S$230 | S$295 | S$0 |
| 31-35 | S$300 | S$503 | S$0 |
| 36-40 | S$340 | S$503 | S$40 |
| 41-45 | S$600 | S$637 | S$0 |
| 46-50 | S$750 | S$637 | S$150 |
| 51-55 | S$1,043 | S$903 | S$443 |
| 56-60 | S$1,369 | S$903 | S$769 |
| 61-65 | S$1,961 | S$1,131 | S$1,361 |
| 66-70 | S$2,766 | S$1,326 | S$2,166 |
| 71-73 | S$3,429 | S$1,643 | S$2,529 |
| 74-75 | S$4,364 | S$1,816 | S$3,464 |
| 76-78 | S$4,788 | S$2,027 | S$3,888 |
| 79-80 | S$5,397 | S$2,187 | S$4,497 |
| 81-83 | S$5,888 | S$2,303 | S$4,988 |
| 84-85 | S$5,936 | S$2,616 | S$5,036 |
| 86-88 | S$5,998 | S$2,785 | S$5,098 |
| 89-90 | S$6,574 | S$2,785 | S$5,674 |
| 91-93 | S$6,718 | S$2,826 | S$5,818 |
| 94-95 | S$6,961 | S$2,826 | S$6,061 |
| 96-98 | S$7,014 | S$2,826 | S$6,114 |
| 99-100 | S$7,295 | S$2,826 | S$6,395 |
| >100 | S$7,295 | S$2,826 | S$6,395 |
Key benefits
Insurer service standards (MOH)
Service figures are published by the Ministry of Health for Raffles Health as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.
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Raffles Raffles Shield A + Raffles Hospital Optionfigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Raffles or a licensed financial adviser before any decision.