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Integrated Shield Plan by Raffles. Private insurance premium from S$180/yr, across 25 premium data points by age band. Figures are from verified official premium tables.
Last verified12 Jul 2026
Data versionv21-rider-status-cleanup
Verified sources7 of 7
Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.
| Age | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-18 | S$180 | S$200 | S$0 |
| 21-25 | S$210 | S$295 | S$0 |
| 26-30 | S$230 | S$295 | S$0 |
| 31-35 | S$300 | S$503 | S$0 |
| 36-40 | S$340 | S$503 | S$40 |
| 41-45 | S$600 | S$637 | S$0 |
| 46-50 | S$750 | S$637 | S$150 |
| 51-55 | S$1,043 | S$903 | S$443 |
| 56-60 | S$1,369 | S$903 | S$769 |
| 61-65 | S$1,961 | S$1,131 | S$1,361 |
| 66-70 | S$2,766 | S$1,326 | S$2,166 |
| 74-75 | S$4,364 | S$1,816 | S$3,464 |
| 79-80 | S$5,397 | S$2,187 | S$4,497 |
| 84-85 | S$5,936 | S$2,616 | S$5,036 |
| Age band | Private insurance premium /yr | MediShield Life /yr | Est. cash outlay /yr |
|---|---|---|---|
| 1-18 | S$180 | S$200 | S$0 |
| 19-20 | S$195 | S$200 | S$0 |
| 21-25 | S$210 | S$295 | S$0 |
| 26-30 | S$230 | S$295 | S$0 |
| 31-35 | S$300 | S$503 | S$0 |
| 36-40 | S$340 | S$503 | S$40 |
| 41-45 | S$600 | S$637 | S$0 |
| 46-50 | S$750 | S$637 | S$150 |
| 51-55 | S$1,043 | S$903 | S$443 |
| 56-60 | S$1,369 | S$903 | S$769 |
| 61-65 | S$1,961 | S$1,131 | S$1,361 |
| 66-70 | S$2,766 | S$1,326 | S$2,166 |
| 71-73 | S$3,429 | S$1,643 | S$2,529 |
| 74-75 | S$4,364 | S$1,816 | S$3,464 |
| 76-78 | S$4,788 | S$2,027 | S$3,888 |
| 79-80 | S$5,397 | S$2,187 | S$4,497 |
| 81-83 | S$5,888 | S$2,303 | S$4,988 |
| 84-85 | S$5,936 | S$2,616 | S$5,036 |
| 86-88 | S$5,998 | S$2,785 | S$5,098 |
| 89-90 | S$6,574 | S$2,785 | S$5,674 |
| 91-93 | S$6,718 | S$2,826 | S$5,818 |
| 94-95 | S$6,961 | S$2,826 | S$6,061 |
| 96-98 | S$7,014 | S$2,826 | S$6,114 |
| 99-100 | S$7,295 | S$2,826 | S$6,395 |
| >100 |
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Raffles Raffles Shield A + Raffles Hospital Optionfigures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Raffles or a licensed financial adviser before any decision.
| S$7,295 |
| S$2,826 |
| S$6,395 |