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Compare Integrated Shield Plans › Singlife
Singlife · Private hospital

Singlife Shield Plan 1

Integrated Shield Plan by Singlife. Private insurance premium from S$242/yr, across 100 premium data points by age band. Figures are from verified official premium tables.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 7 official sources · v21

Last verified12 Jul 2026

Data versionv21-rider-status-cleanup

Verified sources7 of 7

Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.

Spotted a figure that looks wrong or out of date? Report a data error— we’ll check it and correct it openly.

Premiums by age

AgePrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$242S$200S$0
5S$246S$200S$0
10S$252S$200S$0
18S$262S$200S$0
25S$277S$295S$0
30S$318S$295S$18
35S$419S$503S$119
40S$432S$503S$132
45S$916S$637S$316
50S$1,237S$637S$637
55S$1,638S$903S$1,038
60S$2,084S$903S$1,484
65S$3,090S$1,131S$2,490
70S$3,919S$1,326S$3,319
75S$5,883S$1,816S$4,983
80S$7,411S$2,187S$6,511
85S$8,666S$2,616S$7,766
Show the full premium table (100 age rows)
Age bandPrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$242S$200S$0
2S$243S$200S$0
3S$244S$200S$0
4S$245S$200S$0
5S$246S$200S$0
6S$247S$200S$0
7S$248S$200S$0
8S$249S$200S$0
9S$250S$200S$0
10S$252S$200S$0
11S$253S$200S$0
12S$254S$200S$0
13S$256S$200S$0
14S$257S$200S$0
15S$258S$200S$0
16S$260S$200S$0
17S$261S$200S$0
18S$262S$200S$0
19S$263S$200S$0
20S$267S$200S$0
21S$270S$295S$0
22S$274S$295S$0
23S$275S$295S$0
24S$276S$295S$0
25S$277S$295S$0
26S$307S$295S$7
27S$309S$295S$9
28S$313S$295S$13
29S$315S$295S$15
30S$318S$295S$18
31S$414S$503S$114
32S$415S$503S$115
33S$416S$503S$116
34S$417S$503S$117
35S$419S$503S$119
36S$425S$503S$125
37S$426S$503S$126
38S$427S$503S$127
39S$429S$503S$129
40S$432S$503S$132
41S$872S$637S$272
42S$883S$637S$283
43S$894S$637S$294
44S$906S$637S$306
45S$916S$637S$316
46S$987S$637S$387
47S$1,029S$637S$429
48S$1,039S$637S$439
49S$1,143S$637S$543
50S$1,237S$637S$637
51S$1,496S$903S$896
52S$1,514S$903S$914
53S$1,529S$903S$929
54S$1,583S$903S$983
55S$1,638S$903S$1,038
56S$1,969S$903S$1,369
57S$1,984S$903S$1,384
58S$2,006S$903S$1,406
59S$2,031S$903S$1,431
60S$2,084S$903S$1,484
61S$2,424S$1,131S$1,824
62S$2,665S$1,131S$2,065
63S$2,848S$1,131S$2,248
64S$3,029S$1,131S$2,429
65S$3,090S$1,131S$2,490
66S$3,657S$1,326S$3,057
67S$3,720S$1,326S$3,120
68S$3,783S$1,326S$3,183
69S$3,847S$1,326S$3,247
70S$3,919S$1,326S$3,319
71S$4,659S$1,643S$3,759
72S$4,905S$1,643S$4,005
73S$5,151S$1,643S$4,251
74S$5,517S$1,816S$4,617
75S$5,883S$1,816S$4,983
76S$6,006S$2,027S$5,106
77S$6,376S$2,027S$5,476
78S$6,544S$2,027S$5,644
79S$7,111S$2,187S$6,211
80S$7,411S$2,187S$6,511
81S$8,089S$2,303S$7,189
82S$8,336S$2,303S$7,436
83S$8,364S$2,303S$7,464
84S$8,581S$2,616S$7,681
85S$8,666S$2,616S$7,766
86S$9,285S$2,785S$8,385
87S$9,378S$2,785S$8,478
88S$9,471S$2,785S$8,571
89S$9,596S$2,785S$8,696
90S$9,603S$2,785S$8,703
91S$9,614S$2,826S$8,714
92S$9,626S$2,826S$8,726
93S$9,636S$2,826S$8,736
94S$9,647S$2,826S$8,747
95S$9,726S$2,826S$8,826
96S$9,776S$2,826S$8,876
97S$9,826S$2,826S$8,926
98S$9,876S$2,826S$8,976
99S$9,926S$2,826S$9,026
100 and upS$9,976S$2,826S$9,076

Key benefits

Overview
Ward entitlementAny standard ward of a private hospital
Core limits
Annual claim limitUp to S$2,000,000
Core limits
Lifetime limitUnlimited
Hospitalisation
Pre-hospitalisationUp to 90 days (non-panel specialist in a private hospital) or 180 days (A&E or preferred medical providers); as charged - MOH comparison, Jun 2026
Hospitalisation
Post-hospitalisationUp to 180 days (non-panel specialist in a private hospital) or 365 days (A&E or preferred medical providers); as charged - MOH comparison, Jun 2026
Cost sharing
Co-insurance10% standard co-insurance before rider; may vary by panel / non-panel — see policy contract

Compatible riders

Singlife Health Plus Private — Plan 1

Insurer service standards (MOH)

Claims processing
1 day for a typical claim3 days or less for 3 in 4 claims (1 Jan – 31 Mar 2026); includes time to obtain medical records
Pre-authorisation
Not offeredSinglife ceased offering pre-authorisation on 9 Sep 2023

Service figures are published by the Ministry of Health for Singlife as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.

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Singlife Singlife Shield Plan 1figures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Singlife or a licensed financial adviser before any decision.