MoneyAtlas
Singlife · Class A ward

Singlife Shield Plan 2

Integrated Shield Plan by Singlife. Private insurance premium from S$89/yr, across 100 premium data points by age band. Figures are from verified official premium tables.

Last verified 12 Jul 2026 · 7 official sources · v21

Last verified12 Jul 2026

Data versionv21-rider-status-cleanup

Verified sources7 of 7

Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.

Spotted a figure that looks wrong or out of date? — we’ll check it and correct it openly.

Premiums by age

AgePrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$89S$200S$0
5S$93S$200S$0
10S$98S$200S$0
18S$108S$200S$0
25S$116S$295S$0
30S$121S$295S$0
35S$187S$503S$0
40S$193S$503S$0
45S$324S$637S$0
50S$352S$637S$0
55S$482S$903S$0
60S$510S$903S$0
65S$872S$1,131S$272
70S$1,308S$1,326S$708
75S$2,100S$1,816S$1,200
80S$3,030S$2,187S$2,130
85S$3,426S$2,616S$2,526
Show the full premium table (100 age rows)
Age bandPrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$89S$200S$0
2S$90S$200S$0
3S$91S$200S$0
4S$92S$200S$0
5S$93S$200S$0
6S$94S$200S$0
7S$95S$200S$0
8S$96S$200S$0
9S$97S$200S$0
10S$98S$200S$0
11S$99S$200S$0
12S$100S$200S$0
13S$101S$200S$0
14S$102S$200S$0
15S$104S$200S$0
16S$105S$200S$0
17S$106S$200S$0
18S$108S$200S$0
19S$109S$200S$0
20S$110S$200S$0
21S$112S$295S$0
22S$113S$295S$0
23S$114S$295S$0
24S$115S$295S$0
25S$116S$295S$0
26S$117S$295S$0
27S$118S$295S$0
28S$119S$295S$0
29S$120S$295S$0
30S$121S$295S$0
31S$182S$503S$0
32S$183S$503S$0
33S$184S$503S$0
34S$186S$503S$0
35S$187S$503S$0
36S$188S$503S$0
37S$189S$503S$0
38S$191S$503S$0
39S$192S$503S$0
40S$193S$503S$0
41S$319S$637S$0
42S$320S$637S$0
43S$322S$637S$0
44S$323S$637S$0
45S$324S$637S$0
46S$348S$637S$0
47S$349S$637S$0
48S$350S$637S$0
49S$351S$637S$0
50S$352S$637S$0
51S$478S$903S$0
52S$479S$903S$0
53S$480S$903S$0
54S$481S$903S$0
55S$482S$903S$0
56S$505S$903S$0
57S$506S$903S$0
58S$507S$903S$0
59S$509S$903S$0
60S$510S$903S$0
61S$731S$1,131S$131
62S$797S$1,131S$197
63S$818S$1,131S$218
64S$850S$1,131S$250
65S$872S$1,131S$272
66S$1,015S$1,326S$415
67S$1,025S$1,326S$425
68S$1,068S$1,326S$468
69S$1,090S$1,326S$490
70S$1,308S$1,326S$708
71S$1,809S$1,643S$909
72S$1,882S$1,643S$982
73S$1,954S$1,643S$1,054
74S$2,027S$1,816S$1,127
75S$2,100S$1,816S$1,200
76S$2,813S$2,027S$1,913
77S$2,876S$2,027S$1,976
78S$2,939S$2,027S$2,039
79S$3,002S$2,187S$2,102
80S$3,030S$2,187S$2,130
81S$3,039S$2,303S$2,139
82S$3,059S$2,303S$2,159
83S$3,080S$2,303S$2,180
84S$3,365S$2,616S$2,465
85S$3,426S$2,616S$2,526
86S$3,590S$2,785S$2,690
87S$3,653S$2,785S$2,753
88S$3,716S$2,785S$2,816
89S$3,780S$2,785S$2,880
90S$3,842S$2,785S$2,942
91S$3,849S$2,826S$2,949
92S$3,859S$2,826S$2,959
93S$3,870S$2,826S$2,970
94S$3,919S$2,826S$3,019
95S$3,999S$2,826S$3,099
96S$4,299S$2,826S$3,399
97S$4,399S$2,826S$3,499
98S$4,499S$2,826S$3,599
99S$4,599S$2,826S$3,699
100 and upS$4,699S$2,826S$3,799

Key benefits

Overview
Ward entitlementAny standard ward (Class A) of a public hospital
Core limits
Annual claim limitUp to S$1,200,000
Core limits
Lifetime limitUnlimited
Hospitalisation
Pre-hospitalisationUp to 90 days (non-panel specialist in a private hospital) or 180 days (A&E or preferred medical providers); as charged - MOH comparison, Jun 2026
Hospitalisation
Post-hospitalisationUp to 180 days (non-panel specialist in a private hospital) or 365 days (A&E or preferred medical providers); as charged - MOH comparison, Jun 2026
Cost sharing
Co-insurance10% standard co-insurance before rider; may vary by panel / non-panel — see policy contract

Compatible riders

Singlife Health Plus Public — Plan 2

Insurer service standards (MOH)

Claims processing
1 day for a typical claim3 days or less for 3 in 4 claims (1 Jan – 31 Mar 2026); includes time to obtain medical records
Pre-authorisation
Not offeredSinglife ceased offering pre-authorisation on 9 Sep 2023

Service figures are published by the Ministry of Health for Singlife as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.

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Singlife Singlife Shield Plan 2figures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Singlife or a licensed financial adviser before any decision.