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Compare Integrated Shield Plans › Singlife
Singlife · Class B1 ward

Singlife Shield Plan 3

Integrated Shield Plan by Singlife. Private insurance premium from S$71/yr, across 100 premium data points by age band. Figures are from verified official premium tables.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 7 official sources · v21

Last verified12 Jul 2026

Data versionv21-rider-status-cleanup

Verified sources7 of 7

Figures are normalised from official insurer and government sources. Confirm against the latest illustration before any product discussion.

Spotted a figure that looks wrong or out of date? Report a data error— we’ll check it and correct it openly.

Premiums by age

AgePrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$71S$200S$0
5S$77S$200S$0
10S$82S$200S$0
18S$90S$200S$0
25S$97S$295S$0
30S$102S$295S$0
35S$109S$503S$0
40S$115S$503S$0
45S$201S$637S$0
50S$221S$637S$0
55S$304S$903S$0
60S$324S$903S$0
65S$513S$1,131S$0
70S$599S$1,326S$0
75S$1,099S$1,816S$199
80S$1,539S$2,187S$639
85S$1,998S$2,616S$1,098
Show the full premium table (100 age rows)
Age bandPrivate insurance premium /yrMediShield Life /yrEst. cash outlay /yr
1S$71S$200S$0
2S$73S$200S$0
3S$74S$200S$0
4S$75S$200S$0
5S$77S$200S$0
6S$78S$200S$0
7S$79S$200S$0
8S$80S$200S$0
9S$81S$200S$0
10S$82S$200S$0
11S$83S$200S$0
12S$84S$200S$0
13S$85S$200S$0
14S$86S$200S$0
15S$87S$200S$0
16S$88S$200S$0
17S$89S$200S$0
18S$90S$200S$0
19S$91S$200S$0
20S$92S$200S$0
21S$93S$295S$0
22S$94S$295S$0
23S$95S$295S$0
24S$96S$295S$0
25S$97S$295S$0
26S$98S$295S$0
27S$99S$295S$0
28S$100S$295S$0
29S$101S$295S$0
30S$102S$295S$0
31S$104S$503S$0
32S$105S$503S$0
33S$106S$503S$0
34S$108S$503S$0
35S$109S$503S$0
36S$110S$503S$0
37S$112S$503S$0
38S$113S$503S$0
39S$114S$503S$0
40S$115S$503S$0
41S$184S$637S$0
42S$189S$637S$0
43S$193S$637S$0
44S$197S$637S$0
45S$201S$637S$0
46S$205S$637S$0
47S$209S$637S$0
48S$213S$637S$0
49S$217S$637S$0
50S$221S$637S$0
51S$288S$903S$0
52S$292S$903S$0
53S$296S$903S$0
54S$300S$903S$0
55S$304S$903S$0
56S$308S$903S$0
57S$312S$903S$0
58S$316S$903S$0
59S$320S$903S$0
60S$324S$903S$0
61S$493S$1,131S$0
62S$498S$1,131S$0
63S$503S$1,131S$0
64S$507S$1,131S$0
65S$513S$1,131S$0
66S$595S$1,326S$0
67S$596S$1,326S$0
68S$597S$1,326S$0
69S$598S$1,326S$0
70S$599S$1,326S$0
71S$978S$1,643S$78
72S$1,009S$1,643S$109
73S$1,039S$1,643S$139
74S$1,069S$1,816S$169
75S$1,099S$1,816S$199
76S$1,199S$2,027S$299
77S$1,299S$2,027S$399
78S$1,379S$2,027S$479
79S$1,459S$2,187S$559
80S$1,539S$2,187S$639
81S$1,619S$2,303S$719
82S$1,699S$2,303S$799
83S$1,799S$2,303S$899
84S$1,899S$2,616S$999
85S$1,998S$2,616S$1,098
86S$2,099S$2,785S$1,199
87S$2,199S$2,785S$1,299
88S$2,299S$2,785S$1,399
89S$2,399S$2,785S$1,499
90S$2,499S$2,785S$1,599
91S$2,599S$2,826S$1,699
92S$2,659S$2,826S$1,759
93S$2,679S$2,826S$1,779
94S$2,699S$2,826S$1,799
95S$2,718S$2,826S$1,818
96S$2,739S$2,826S$1,839
97S$2,759S$2,826S$1,859
98S$2,839S$2,826S$1,939
99S$2,919S$2,826S$2,019
100 and upS$2,999S$2,826S$2,099

Key benefits

Overview
Ward entitlementAny 4-bed standard ward (Class B1) of a public hospital
Core limits
Annual claim limitUp to S$500,000
Core limits
Lifetime limitUnlimited
Hospitalisation
Pre-hospitalisationUp to 90 days (non-panel specialist in a private hospital) or 180 days (A&E or preferred medical providers); as charged - MOH comparison, Jun 2026
Hospitalisation
Post-hospitalisationUp to 180 days (non-panel specialist in a private hospital) or 365 days (A&E or preferred medical providers); as charged - MOH comparison, Jun 2026
Cost sharing
Co-insurance10% standard co-insurance before rider; may vary by panel / non-panel — see policy contract

Compatible riders

Singlife Health Plus Public — Plan 3

Insurer service standards (MOH)

Claims processing
1 day for a typical claim3 days or less for 3 in 4 claims (1 Jan – 31 Mar 2026); includes time to obtain medical records
Pre-authorisation
Not offeredSinglife ceased offering pre-authorisation on 9 Sep 2023

Service figures are published by the Ministry of Health for Singlife as an insurer (all its IP plans), not for this plan specifically. See MOH’s comparison page.

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Singlife Singlife Shield Plan 3figures are indicative, for comparison and education only, based on the insurer’s published premium table. Actual premiums, eligibility, MediSave-payable portion and benefits depend on your age, citizenship/residency, underwriting and the current policy contract. This page does not rank plans or recommend a product. Confirm with Singlife or a licensed financial adviser before any decision.