AIG · Maid insurance

Domestic Helper Insurance

Domestic-helper insurance by AIG. 26-month premium from S$716. Medical limit up to S$100,000, personal accident up to S$100,000.

Last verified 12 Jul 2026 · 2 official sources · maid-2026-07-12

Last verified12 Jul 2026

Data versionmaid-2026-07-12

Verified sources2 of 2

From the insurer's official product page or brochure. Premiums vary by the helper's age, nationality, term and add-ons; a headline benefit is a ceiling, not a guarantee.

Premiums (base tariff)

Plan	Helper age	Term	Premium
Elite	Campaign profile not fully specified	26 months	S$716
Superior	Campaign profile not fully specified	26 months	S$739

Plan facts

PlansClassic · Superior · Elite · Premier

PricingLive quote; campaign prices vary

Renewal / term14/26-month cover via quote engine. Product and premium should be re-quoted by age, nationality, start date and permit type.

Benefits

Personal accident60,000 | 60,000 | 100,000 | 100,000

Hospital & surgical annual60,000 | 60,000 | 100,000 | 100,000

Employer co-payment20% above 15k | 0% | 20% above 15k | 0%

Outpatient accident1,000 | 1,000 | 2,000 | 2,000

Repatriation10,000 | 10,000 | 10,000 | 10,000

Wages & levy30/day | 30/day | 30/day | 30/day

Replacement hire200 | 200 | 200 | 200

Termination250 | 250 | 500 | 500

Helper liability100,000 | 100,000 | 100,000 | 100,000

Employer contents15,000 | 15,000 | 30,000 | 30,000

Helper belongings2,250 | 2,250 | 4,500 | 4,500

Optional add-ons

Waiver of security bond claimDread disease cover S$2,000

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

Stands out for the highest published helper-liability limit and genuine no-co-payment plan choices, with strong contents cover — but the full tariff is quote-driven and lower tiers keep co-insurance.

Commonly praised

Highest published helper-liability limit in this comparison
No-co-payment plan options available
Strong contents and belongings benefits

Common trade-offs

No public static full premium schedule
Lower (Classic/Elite) tiers still carry co-insurance
Campaign prices depend on profile and date

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

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Reviews are individual opinions submitted by the public and may be biased or not reflect your experience. They are moderated for spam and abuse, not fact-checked, and are separate from our source-backed data and the balanced take above.

Speak to an adviser about AIG Domestic Helper Insurance

An adviser can help you:

Pick the tier and co-payment option for the helper’s age and your budget
Weigh the trade-offs above against comparable plans
Get a firm quote — including plans that only price on request

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AIG Domestic Helper Insurancefigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, co-payment, eligibility, exclusions and payouts depend on the helper’s profile and the policy contract, and campaign discounts are excluded. This page does not rank plans or recommend a product. Confirm with AIG or a licensed financial adviser before any decision.