FWD · Maid insurance

Maid Insurance

Domestic-helper insurance by FWD. 26-month premium from S$798. Medical limit up to S$120,000, personal accident up to —.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 2 official sources · maid-2026-07-12

Last verified12 Jul 2026

Data versionmaid-2026-07-12

Verified sources2 of 2

From the insurer's official product page or brochure. Premiums vary by the helper's age, nationality, term and add-ons; a headline benefit is a ceiling, not a guarantee.

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Premiums (base tariff)

Plan	Helper age	Term	Premium
Exclusive	Campaign profile not fully specified	26 months	S$798

Plan facts

PlansEssential · Enhanced · Exclusive

PricingLive quote

Renewal / termQuote engine uses start date, nationality and date of birth. Re-run quote at every renewal; current policy wording changed for policies issued 19 May 2026 onward.

Benefits

Personal accidentAt least MOM-compliant S$60,000; exact plan schedule to verify in current policy wording

Hospital & surgical annual60,000 | 60,000 | 60,000; optional top-up up to 120,000

Employer co-payment above first 15k25% | 25% | 0%

Outpatient accident1,000 | 2,000 | 3,000

Outpatient illness— | 500 | 1,000

Daily hospital allowance— | 10/day up to 30d | 10/day up to 30d

Security bond excessAdvertised zero excess when MOM security bond is called, subject to wording.

CancellationAdvertised 100% premium refund if cancelled in first 3 months, subject to wording.

Optional add-ons

Top-up hospital & surgical expenses to S$120,000Cashless outpatient illness moduleDaily hospital allowanceCOVID-19 hospitalisation/repatriationHome contents

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

A digital-first plan whose Exclusive tier removes the medical co-payment, with a distinctive early-cancellation refund — though the headline “zero excess” and final price depend on wording and add-ons.

Commonly praised

Exclusive tier removes the medical co-payment
Strong digital claim and quote journey
Early-cancellation refund and bond positioning

Common trade-offs

No full static tariff to compare
Top-ups and add-ons can change the price a lot
“Zero excess” still depends on bond wording and conduct

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

Community reviews

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FWD Maid Insurancefigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, co-payment, eligibility, exclusions and payouts depend on the helper’s profile and the policy contract, and campaign discounts are excluded. This page does not rank plans or recommend a product. Confirm with FWD or a licensed financial adviser before any decision.