HL Assurance · Maid insurance

Maid Protect360 PRO

Domestic-helper insurance by HL Assurance. 26-month premium from S$507. Medical limit up to S$80,000, personal accident up to S$100,000.

Last verified 12 Jul 2026 · 2 official sources · maid-2026-07-12

Last verified12 Jul 2026

Data versionmaid-2026-07-12

Verified sources2 of 2

From the insurer's official product page or brochure. Premiums vary by the helper's age, nationality, term and add-ons; a headline benefit is a ceiling, not a guarantee.

Premiums (base tariff)

Plan	Helper age	Term	Premium
Basic	50 and below	14 months	S$390
Enhanced	50 and below	14 months	S$429
Premier	50 and below	14 months	S$449
Exclusive	50 and below	14 months	S$533
Basic	50 and below	26 months	S$507
Enhanced	50 and below	26 months	S$557
Premier	50 and below	26 months	S$584
Exclusive	50 and below	26 months	S$692
Basic	51 and above	14 months	S$1,082
Enhanced	51 and above	14 months	S$1,131
Premier	51 and above	14 months	S$1,157
Exclusive	51 and above	14 months	S$1,240
Basic	51 and above	26 months	S$1,405
Enhanced	51 and above	26 months	S$1,469
Premier	51 and above	26 months	S$1,502
Exclusive	51 and above	26 months	S$1,610

Plan facts

PlansBasic · Enhanced · Premier · Exclusive

PricingOfficial live quote; distributor tariff available

Renewal / termStrong age step-up after age 50. Official live quote prevails over distributor tariff.

Benefits

Personal accidentUp to S$100,000 depending on tier

Hospital & surgical annual60,000 | 60,000 | 80,000 | 80,000; optional +10,000 medical

Employer co-payment25% above first 15k | 0% | 0% | 0%

Hospital cashUp to S$1,500 depending on tier

Alternative maid serviceIncluded in higher tiers; verify exact schedule

Security bondS$5,000 Letter of Guarantee

Teleconsultation / 6MEAvailable as add-ons or included services depending on option

Optional add-ons

Enhanced medical / critical illness / mobility aid / teleconsultationSix-monthly medical examination packageWaiver of counter indemnity to S$250

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

Waives the co-payment from the Enhanced tier up and bundles a broad service ecosystem with a high PA ceiling, best for buyers who value the extras and can absorb the steep over-50 pricing.

Commonly praised

Co-payment waived from the Enhanced tier upward
Broad service and add-on ecosystem
High personal-accident ceiling

Common trade-offs

Tariff for helpers aged 51+ is very high
Full tariff not on the official product page
Optional bundles complicate comparison

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

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Reviews are individual opinions submitted by the public and may be biased or not reflect your experience. They are moderated for spam and abuse, not fact-checked, and are separate from our source-backed data and the balanced take above.

Speak to an adviser about HL Assurance Maid Protect360 PRO

An adviser can help you:

Pick the tier and co-payment option for the helper’s age and your budget
Weigh the trade-offs above against comparable plans
Get a firm quote — including plans that only price on request

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HL Assurance Maid Protect360 PROfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, co-payment, eligibility, exclusions and payouts depend on the helper’s profile and the policy contract, and campaign discounts are excluded. This page does not rank plans or recommend a product. Confirm with HL Assurance or a licensed financial adviser before any decision.