MSIG · Maid insurance

MaidPlus

Domestic-helper insurance by MSIG. 26-month premium from S$585. Medical limit up to S$120,000, personal accident up to S$60,000.

Last verified 12 Jul 2026 · 2 official sources · maid-2026-07-12

Last verified12 Jul 2026

Data versionmaid-2026-07-12

Verified sources2 of 2

From the insurer's official product page or brochure. Premiums vary by the helper's age, nationality, term and add-ons; a headline benefit is a ceiling, not a guarantee.

Premiums (base tariff)

Plan	Helper age	Term	Premium
Standard	50 and below	26 months	S$585
Classic	50 and below	26 months	S$644
Premier	50 and below	26 months	S$728
Standard	51–60	26 months	S$1,127
Classic	51–60	26 months	S$1,239
Premier	51–60	26 months	S$1,401

Show all premium rows (18, incl. co-payment options)

Plan	Helper age	Term	Price basis	Premium
Standard	50 and below	26 months	Published base tariff	S$585
Classic	50 and below	26 months	Published base tariff	S$644
Premier	50 and below	26 months	Published base tariff	S$728
Standard	51–60	26 months	Published base tariff	S$1,127
Classic	51–60	26 months	Published base tariff	S$1,239
Premier	51–60	26 months	Published base tariff	S$1,401
Standard	50 and below	26 months	Reduce co-pay to 10%	S$59
Classic	50 and below	26 months	Reduce co-pay to 10%	S$64
Premier	50 and below	26 months	Reduce co-pay to 10%	S$73
Standard	50 and below	26 months	Reduce co-pay to 0%	S$156
Classic	50 and below	26 months	Reduce co-pay to 0%	S$171

Plan facts

PlansStandard · Classic · Premier

PricingPublished 26-month age-banded schedule

Renewal / termAge-differentiated tariff (50 and below; 51–60). Current schedule is transparent; reprice at renewal and when helper crosses age band.

Benefits

Personal accident60,000 | 60,000 | 60,000

Hospital & surgical annual60,000 | 80,000 | 120,000

Employer co-payment above first 15k25% | 25% | 25%; optional 10% or 0%

Outpatient accident1,000 | 2,000 | 3,000

Alternative domestic help50/day max 30d | 50/day max 45d | 50/day max 60d

Wages & levy30/day max 30d | 30/day max 45d | 30/day max 60d

Repatriation10,000 | 15,000 | 20,000

Termination300 | 600 | 600

Replacement500 | 500 | 750

Liability5,000 | 10,000 | 20,000

Optional add-ons

Bond counter-indemnity waiver S$54.50; S$250 excessEmployer liability S$300k/S$500k/S$1m at S$27.25/S$38.15/S$70.85Reduce H&S co-payment to 10% or 0%

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

Carries the highest published medical limit in the core group and the best transparent co-payment customisation, offset by a steep premium jump for helpers over 50 and a PA sum that stays at the minimum.

Commonly praised

Highest published medical (H&S) limit in core plans
Best transparent co-payment customisation
Strong alternative-help duration

Common trade-offs

Large premium jump for helpers aged 51+
Removing the co-payment materially raises premium
Personal-accident stays at S$60k across tiers

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

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Reviews are individual opinions submitted by the public and may be biased or not reflect your experience. They are moderated for spam and abuse, not fact-checked, and are separate from our source-backed data and the balanced take above.

Speak to an adviser about MSIG MaidPlus

An adviser can help you:

Pick the tier and co-payment option for the helper’s age and your budget
Weigh the trade-offs above against comparable plans
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MSIG MaidPlusfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, co-payment, eligibility, exclusions and payouts depend on the helper’s profile and the policy contract, and campaign discounts are excluded. This page does not rank plans or recommend a product. Confirm with MSIG or a licensed financial adviser before any decision.