UOI / UOB · Maid insurance

InsureHelper Plus

Domestic-helper insurance by UOI / UOB. 26-month premium from S$454. Medical limit up to S$100,000, personal accident up to S$100,000.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 1 official source · maid-2026-07-12

Last verified12 Jul 2026

Data versionmaid-2026-07-12

Verified sources1 of 1

UOI / UOB InsureHelper Plus — official product page

From the insurer's official product page or brochure. Premiums vary by the helper's age, nationality, term and add-ons; a headline benefit is a ceiling, not a guarantee.

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Premiums (base tariff)

Plan	Helper age	Term	Premium
Basic	50 and below	26 months	S$454
Essential	50 and below	26 months	S$550
Preferred	50 and below	26 months	S$812
Basic	51 and above	26 months	S$600
Essential	51 and above	26 months	S$714
Preferred	51 and above	26 months	S$1,061

Plan facts

PlansBasic · Essential · Preferred

PricingPublished 26-month age-banded schedule

Renewal / term26-month public tariff; data transmitted to MOM. Current page states no extra premium for additional two months.

Benefits

Personal accident60,000 | 60,000 | 100,000

Hospital & surgical annual60,000 | 60,000 | 100,000

Employer co-paymentVerify policy wording; standard enhanced-MI terms apply unless otherwise stated

Outpatient accident500 | 1,000 | 1,500

Repatriation— | 10,000 | 10,000

Wages reimbursement— | 30/day up to 30d | 30/day up to 30d

Temporary arrangement— | 500 | 500

Termination / rehire— | 600 | 800

Liability— | 5,000 | 7,500

Care against physical abuse— | 3,000 | 5,000

Pre-existingCovered if continuously insured with UOI for previous 12 months or more.

Optional add-ons

Letter of Guarantee Protector S$54 incl GST; S$200 excess

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

A transparently priced, bank-distributed plan whose Preferred tier reaches S$100k PA and medical and adds a distinctive abuse-protection benefit — but the Basic tier is thin and PA pauses during home leave.

Commonly praised

Transparent pricing
Preferred tier reaches S$100k PA and medical
Distinctive abuse-protection benefit

Common trade-offs

Basic tier lacks many employer benefits
PA cover pauses during the helper's home leave
Confirm co-payment treatment in the wording

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

Community reviews

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Speak to an adviser about UOI / UOB InsureHelper Plus

An adviser can help you:

Pick the tier and co-payment option for the helper’s age and your budget
Weigh the trade-offs above against comparable plans
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UOI / UOB InsureHelper Plusfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, co-payment, eligibility, exclusions and payouts depend on the helper’s profile and the policy contract, and campaign discounts are excluded. This page does not rank plans or recommend a product. Confirm with UOI / UOB or a licensed financial adviser before any decision.