Solitaire PA (II)

Personal accident plan by AIA. Base premium from S$224/yr. Accidental death up to S$750,000, permanent disability up to S$2,250,000.

Last verified 12 Jul 2026 · 8 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources8 of 8

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Premiums (base cover)

Plan	Occupation	Cover	Annual premium
Plan 1	Occupation Class 1 & 2	Base	S$224
Plan 2	Occupation Class 1 & 2	Base	S$372
Plan 3	Occupation Class 1 & 2	Base	S$596
Plan 4	Occupation Class 1 & 2	Base	S$856
Plan 1	Occupation Class 3 & 4	Base	S$392
Plan 2	Occupation Class 3 & 4	Base	S$652
Plan 3	Occupation Class 3 & 4	Base	S$1,044
Plan 4	Occupation Class 3 & 4	Base	S$1,513
Plan 1	Occupation Class 1 & 2	Base	S$336
Plan 2	Occupation Class 1 & 2	Base	S$560
Plan 3	Occupation Class 1 & 2	Base	S$896
Plan 4	Occupation Class 1 & 2	Base	S$1,284
Plan 1	Occupation Class 3 & 4	Base	S$591
Plan 2	Occupation Class 3 & 4	Base	S$983
Plan 3	Occupation Class 3 & 4	Base	S$1,569
Plan 4	Occupation Class 3 & 4	Base	S$2,246

Show all premium rows (64, incl. optional covers)

Plan	Occupation	Cover	Annual premium
Plan 1	Occupation Class 1 & 2	Monthly Disability Income	S$265
Plan 2	Occupation Class 1 & 2	Monthly Disability Income	S$407
Plan 3	Occupation Class 1 & 2	Monthly Disability Income

Plan facts

Occupation basisOccupation Classes 1–4

Entry age16 to 70; specific option eligibility varies

Renewal / continuationRenewal to 79; basic benefits reduce at older ages and optional benefits may cease at 75

PricingPublished schedule

PlansPlan 1 · Plan 2 · Plan 3 · Plan 4

Benefits

Accidental death100,000 | 250,000 | 500,000 | 750,000

Major dismemberment / PTD300,000 | 750,000 | 1,500,000 | 2,250,000

Accident medical2,000 | 3,000 | 4,000 | 5,000

TCM500 | 750 | 1,000 | 1,250

Renewal bonus5% increase to specified benefit after claim-free renewal, up to six renewals

Lifestyle optionWeekly income 100; home mod 5,000; family fund 30,000 | Weekly income 200; home mod 10,000; family fund 60,000 | Weekly income 300; home mod 15,000; family fund 100,000 | Weekly income 400; home mod 20,000; family fund 150,000

Hospital/fracture optionHospital 50/day; fractures 8,000 | 150/day; 12,000 | 250/day; 16,000 | 350/day; 20,000

Monthly disability option500 | 1,000 | 1,500 | 2,000

Strengths

StrengthVery high major-disability ceiling

StrengthModular income, fracture and lifestyle options

StrengthPublished senior age-band premiums

Watch-outs

Watch-outOptional benefits can make total premium expensive

Watch-outBenefits and options reduce or cease at older ages

Watch-outOccupation Class 3/4 pricing can be steep

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AIA Solitaire PA (II)figures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with AIA or a licensed financial adviser before any decision.