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Allianz · Personal accident

Accident Protect Plus

Personal accident plan by Allianz. Base premium from S$49/yr. Accidental death up to , permanent disability up to .

Last verified 12 Jul 2026 · 1 official source · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources1 of 1

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Spotted a figure that looks wrong or out of date? — we’ll check it and correct it openly.

Premiums (base cover)

PlanOccupationCoverAnnual premium
PlatinumNon-manualBaseS$709
SilverManualBaseS$281
GoldManualBaseS$660
PlatinumManualBaseS$1,222
ChildChildBaseS$49
SilverNon-manualBaseS$172
GoldNon-manualBaseS$379
Show all premium rows (10, incl. optional covers)
PlanOccupationCoverAnnual premium
PlatinumNon-manualBaseS$709
SilverManualBaseS$281
GoldManualBaseS$660
PlatinumManualBaseS$1,222
ChildChildBaseS$49
SilverNon-manualBaseS$172
GoldNon-manualBaseS$379
SilverDependent add-onDependent CoverS$24
GoldDependent add-onDependent CoverS$49
PlatinumDependent add-onDependent CoverS$110

Plan facts

Occupation basisNon-manual / Manual
Entry ageVerify current application rules
Renewal / continuationAnnual renewal subject to terms
PricingPublished schedule
PlansSilver · Gold · Platinum

Benefits

Accident capitalThree tiers; exact current benefit schedule should be read with product summary.
Infectious diseaseCoverage for 27 named infectious diseases subject to terms.
Medical / rehabilitationFood poisoning, TCM and physiotherapy benefits are included subject to tier limits.
Family pricing15% couple/family discount subject to campaign and policy terms.
Child coverStandalone child and dependent-cover pricing published.

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

A straightforward plan with a published manual/non-manual tariff and broad infectious-disease list, but its hosted materials look older than several 2026 rivals and need point-of-sale verification.

Commonly praised

  • Published manual/non-manual tariff
  • Broad infectious-disease list
  • Straightforward family pricing

Common trade-offs

  • Hosted summary looks older than some 2026 brochures
  • Premiums are non-guaranteed and reviewable
  • Verify current benefits at point of sale

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

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  • Weigh the trade-offs above against comparable plans
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Allianz Accident Protect Plusfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Allianz or a licensed financial adviser before any decision.