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Chubb · Personal accident

PAL Protect II

Personal accident plan by Chubb. Premium available on quote. Accidental death up to S$1,000,000, permanent disability up to S$1,000,000.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 1 official source · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources1 of 1

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Spotted a figure that looks wrong or out of date? Report a data error— we’ll check it and correct it openly.

Plan facts

Occupation basisUnderwriting / distribution terms apply
Entry ageVerify distributor/current policy rules
Renewal / continuationVerify current schedule
PricingContact / quote
PlansCustom / distributor schedule

Benefits

Accidental deathUp to 1,000,000.
Public conveyanceDouble accidental-death benefit on specified public conveyance.
Permanent disabilityUp to 1,000,000 plus home/mobility support subject to schedule.
Accident medicalIncludes TCM/chiropractic within applicable limits.
Daily incomeUp to 300/day.
Infectious diseaseCoverage for 14 infectious diseases subject to terms.
Dependent childrenFree cover for up to four children under eligible couple configuration.

The balanced take

AI-drafted · human-reviewed · 14 Jul 2026

A high-capital plan with family child cover and complementary-treatment medical, but its lack of a public tariff means you'll need the exact schedule before deciding.

Commonly praised

  • High capital limits
  • Family child-cover feature
  • Medical includes complementary treatment

Common trade-offs

  • No public premium tariff available
  • Distribution variants can complicate comparison
  • Get the exact schedule before deciding

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

Community reviews

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  • Weigh the trade-offs above against comparable plans
  • Get a firm quote — including plans that only price on request
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Chubb PAL Protect IIfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Chubb or a licensed financial adviser before any decision.