Personal Accident

Personal accident plan by FWD. Premium available on quote. Accidental death up to S$500,000, permanent disability up to S$500,000.

By MoneyAtlas Research · Verified 12 Jul 2026 · How we verify & rank

Last verified 12 Jul 2026 · 2 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources2 of 2

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Spotted a figure that looks wrong or out of date? Report a data error— we’ll check it and correct it openly.

Plan facts

Occupation basisOccupation-based live quote

Entry ageVerify live application rules

Renewal / continuationRenewable up to age 75 subject to annual offer

PricingLive quote

Plans200k limit · 300k limit · 500k limit

Benefits

Accidental death200,000 | 300,000 | 500,000

Permanent disability200,000 | 300,000 | 500,000

Accident medical4,000 | 6,000 | 10,000

Weekly incomeAvailable on selected tier/option, up to 104 weeks; current page displays 300/week on the relevant tier.

Daily hospital incomeUp to 300/day on the relevant tier; current page states up to 365 days.

Optional benefitsElectronic-device damage, additional disability, overseas medical and enhanced PTD are quote/configuration dependent.

The balanced take

AI-drafted · human-reviewed · 14 Jul 2026

A digital-first plan with a relatively high medical limit and flexible add-ons, at the cost of a public tariff you can audit independently.

Commonly praised

Simple, fully digital buying journey
Higher medical limit than many fixed-tier plans
Flexible optional add-ons

Common trade-offs

No static occupation/age tariff to audit
Quoted price varies by profile and campaign
2026 tiers differ from older online reviews

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

Community reviews

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FWD Personal Accidentfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with FWD or a licensed financial adviser before any decision.