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HL Assurance · Personal accident

Accident Protect360

Personal accident plan by HL Assurance. Premium available on quote. Accidental death up to S$250,000, permanent disability up to .

Last verified 12 Jul 2026 · 2 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources2 of 2

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Spotted a figure that looks wrong or out of date? — we’ll check it and correct it openly.

Plan facts

Occupation basisQuote/eligibility engine
Entry age18–65 indicated in public materials; verify current quote
Renewal / continuationSubject to annual terms
PricingLive quote / campaign pricing
PlansSelected online package

Benefits

Total accident coverageHeadline total coverage up to 250,000.
Accident medicalUp to 1,000 including Chinese physician treatment subject to terms.
Income protectorUp to 2,000.
Lifestyle supportMobile phone and credit-card bill benefits subject to policy schedule.
DiscountsSpouse and annual payment discounts are advertised; exact campaign terms may change.

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

A low-friction online plan with lifestyle-oriented extras, best for simple needs given its light medical limit and absence of a static premium table.

Commonly praised

  • Simple online proposition
  • Low-friction purchase
  • Lifestyle-oriented minor benefits

Common trade-offs

  • Medical limit is low
  • No static full premium table available
  • “Total coverage” headline isn't a single lump-sum payout

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

Community reviews

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Reviews are individual opinions submitted by the public and may be biased or not reflect your experience. They are moderated for spam and abuse, not fact-checked, and are separate from our source-backed data and the balanced take above.

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HL Assurance Accident Protect360figures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with HL Assurance or a licensed financial adviser before any decision.