PA Assurance

Personal accident plan by Income. Base premium from S$202/yr. Accidental death up to S$1,000,000, permanent disability up to S$1,500,000.

Last verified 12 Jul 2026 · 2 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources2 of 2

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Premiums (base cover)

Plan	Occupation	Cover	Annual premium
Basic	Group A	Base	S$202
Classic	Group A	Base	S$314
Superior	Group A	Base	S$425
Premium	Group A	Base	S$744
Prestige	Group A	Base	S$968
Basic	Group B	Base	S$343
Classic	Group B	Base	S$530
Superior	Group B	Base	S$719
Premium	Group B	Base	S$1,065
Prestige	Group B	Base	S$1,527
Basic	Group A	Base + Infectious Disease	S$221
Classic	Group A	Base + Infectious Disease	S$355
Superior	Group A	Base + Infectious Disease	S$489
Premium	Group A	Base + Infectious Disease	S$856
Prestige	Group A	Base + Infectious Disease	S$1,112
Basic	Group B	Base + Infectious Disease	S$376
Classic	Group B	Base + Infectious Disease	S$603
Superior	Group B	Base + Infectious Disease	S$835
Premium	Group B	Base + Infectious Disease	S$1,234
Prestige	Group B	Base + Infectious Disease	S$1,763

Plan facts

Occupation basisGroup A / Group B

Entry age15 days to age 70 (subject to current terms)

Renewal / continuationMay continue to age 80 subject to renewal terms

PricingPublished schedule

PlansBasic · Classic · Superior · Premium · Prestige

Benefits

Accidental death100,000 | 200,000 | 300,000 | 500,000 | 1,000,000

Permanent disability150,000 | 300,000 | 450,000 | 750,000 | 1,500,000

Accident medical2,000 | 3,000 | 5,000 | 10,000 | 20,000

TCM / chiropractic500 | 750 | 1,000 | 1,250 | 1,500

Daily hospital cash100 | 150 | 200 | 300 | 400

Weekly income100 | 150 | 200 | 300 | 500

Evacuation / repatriation50,000 across plans

Infectious diseaseOptional cover for 26 named diseases; hospital-expense headline up to 25,000 including outpatient injury limit up to 20,000

Family / recoveryICU cash, home modification, fracture diagnostics and family support fund are included subject to plan limits.

Strengths

StrengthHighest published permanent-disability ceiling in this core retail comparison

StrengthBroad infectious-disease option

StrengthClear five-tier schedule and occupation grouping

Watch-outs

Watch-outPremium rises materially for Group B

Watch-outHigh headline benefits do not mean every injury triggers full payout

Watch-outVerify motorcycle and sports wording before recommendation

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Income PA Assurancefigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Income or a licensed financial adviser before any decision.