ProtectionPlus
Personal accident plan by MSIG. Base premium from S$11/yr. Accidental death up to —, permanent disability up to S$375,000.
Last verified 12 Jul 2026 · 2 official sources · pa-2026-07-12
Last verified12 Jul 2026
Data versionpa-2026-07-12
Verified sources2 of 2
From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.
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Premiums (base cover)
| Plan | Occupation | Cover | Annual premium |
|---|---|---|---|
| Silver | Occupation Class 1 | Base | S$125 |
| Gold | Occupation Class 1 | Base | S$213 |
| Platinum | Occupation Class 1 | Base | S$354 |
| Silver | Occupation Class 2 | Base | S$155 |
| Gold | Occupation Class 2 | Base | S$262 |
| Platinum | Occupation Class 2 | Base | S$436 |
| Silver | Occupation Class 3 | Base | S$207 |
| Gold | Occupation Class 3 | Base | S$354 |
| Platinum | Occupation Class 3 | Base | — |
| Silver | Child | Base | S$11 |
| Gold | Child | Base | S$16 |
| Platinum | Child | Base | S$27 |
Plan facts
Benefits
The balanced take
AI-drafted · human-reviewed · 14 Jul 2026Competitively priced with strong temporary-disability income at the top tier and a family child-cover feature, though medical limits are on the lighter side.
Commonly praised
- Competitive published pricing
- Strong temporary-disability income at the upper tier
- Family child-cover feature
Common trade-offs
- Manual jobs aren't offered on the top (Platinum) tier
- Medical limits are modest
- Older-age premium loading applies
AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.
Community reviews
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Speak to an adviser about MSIG ProtectionPlus
An adviser can help you:
- Match the plan and tier to your occupation, activities and budget
- Weigh the trade-offs above against comparable plans
- Get a firm quote — including plans that only price on request
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MSIG ProtectionPlusfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with MSIG or a licensed financial adviser before any decision.