PRUPersonal Accident

Personal accident plan by Prudential. Base premium from S$209/yr. Accidental death up to S$1,000,000, permanent disability up to S$1,000,000.

Last verified 12 Jul 2026 · 6 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources6 of 6

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Premiums (base cover)

Plan	Occupation	Cover	Annual premium
Plan F	Occupation Class 3	Base	S$2,415
Plan A	Occupation Class 4	Base	S$633
Plan B	Occupation Class 4	Base	S$975
Plan C	Occupation Class 4	Base	S$1,373
Plan D	Occupation Class 4	Base	S$1,868
Plan E	Occupation Class 4	Base	S$2,598
Plan F	Occupation Class 4	Base	S$3,450
Plan A	Occupation Class 1 & 2	Base	S$209
Plan B	Occupation Class 1 & 2	Base	S$332
Plan C	Occupation Class 1 & 2	Base	S$467
Plan D	Occupation Class 1 & 2	Base	S$644
Plan E	Occupation Class 1 & 2	Base	S$896
Plan F	Occupation Class 1 & 2	Base	S$1,190
Plan A	Occupation Class 3	Base	S$366
Plan B	Occupation Class 3	Base	S$581
Plan C	Occupation Class 3	Base	S$817
Plan D	Occupation Class 3	Base	S$1,127
Plan E	Occupation Class 3	Base	S$1,568
Plan F	Occupation Class 3	Base	S$2,083
Plan A	Occupation Class 4	Base	S$523
Plan B	Occupation Class 4	Base	S$830
Plan C	Occupation Class 4	Base	S$1,168
Plan D	Occupation Class 4	Base	S$1,610

Plan facts

Occupation basisOccupation Classes 1–4

Entry ageFrom childhood; premium age bands shown 1–40 and 41–65

Renewal / continuationRenewable to policy anniversary before age 75, subject to terms

PricingPublished schedule

PlansPlan A · Plan B · Plan C · Plan D · Plan E · Plan F

Benefits

Accidental death / dismemberment100,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000

Double indemnity200,000 | 400,000 | 600,000 | 1,000,000 | 1,500,000 | 2,000,000

Triple indemnity300,000 | 600,000 | 900,000 | 1,500,000 | 2,250,000 | 3,000,000

Accident medical2,000 | 2,500 | 3,000 | 4,000 | 5,000 | 6,000

TCM500 | 500 | 1,000 | 1,000 | 1,250 | 1,500

Recovery AidHospital 50/day; family fund 30,000 | 100/day; 30,000 | 150/day; 60,000 | 250/day; 100,000 | 350/day; 150,000 | 450/day; 200,000; mobility aid and unlimited evacuation subject to rider terms

Fracture CareOptional fracture-focused benefit; detailed fracture schedule and premium apply.

Strengths

StrengthBroad six-tier capital range

StrengthStrong public-conveyance multiple benefits

StrengthDetailed occupation and age-band tariff

Watch-outs

Watch-outTop tiers are expensive, especially Occupation Class 3/4

Watch-outMedical reimbursement is modest relative to capital benefits

Watch-outTriple payout applies only in specified circumstances

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Prudential PRUPersonal Accidentfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Prudential or a licensed financial adviser before any decision.