Personal Accident

Personal accident plan by Singlife. Base premium from S$143/yr. Accidental death up to S$300,000, permanent disability up to S$300,000.

Last verified 12 Jul 2026 · 7 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources7 of 7

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Premiums (base cover)

Plan	Occupation	Cover	Annual premium
Lite	Occupation Class 1	Base	S$143
Standard	Occupation Class 1	Base	S$212
Plus	Occupation Class 1	Base	S$319
Lite	Occupation Class 2	Base	S$164
Standard	Occupation Class 2	Base	S$244
Plus	Occupation Class 2	Base	S$366
Lite	Occupation Class 3	Base	S$285
Standard	Occupation Class 3	Base	S$385
Plus	Occupation Class 3	Base	S$554

Show all premium rows (18, incl. optional covers)

Plan	Occupation	Cover	Annual premium
Lite	Occupation Class 1	Base	S$143
Standard	Occupation Class 1	Base	S$212
Plus	Occupation Class 1	Base	S$319
Lite	Occupation Class 2	Base	S$164
Standard	Occupation Class 2	Base	S$244
Plus	Occupation Class 2	Base	S$366
Lite	Occupation Class 3	Base	S$285
Standard	Occupation Class 3	Base	S$385
Plus	Occupation Class 3	Base	S$554
Lite	Occupation Class 1	Temporary Disability / Mobility option	S$6
Standard	Occupation Class 1	Temporary Disability / Mobility option

Plan facts

Occupation basisOccupation Classes 1–3

Entry age16–70

Renewal / continuationSubject to annual renewal terms

PricingPublished schedule

PlansLite · Standard · Plus

Benefits

Accidental death / disability100,000 | 200,000 | 300,000

Accident medical3,000 | 4,000 | 5,000

TCM / chiropractic500 | 750 | 1,000

Physiotherapy1,000 | 2,000 | 3,000

Daily hospital cash50 | 100 | 200

ICU cash100 | 200 | 400

Personal liability100,000 | 200,000 | 300,000

Child support fund5,000 | 10,000 | 15,000

Loan protector10,000 | 20,000 | 30,000

Strengths

StrengthSeparate physiotherapy limits

StrengthPersonal liability and loan-protector features

StrengthClear occupation-based pricing

Watch-outs

Watch-outMaximum capital is lower than high-limit competitors

Watch-outOccupation Class 3 premium jumps

Watch-outCheck sport-for-reward and race exclusions

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Singlife Personal Accidentfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Singlife or a licensed financial adviser before any decision.