Personal Accident
Personal accident plan by Singlife. Base premium from S$143/yr. Accidental death up to S$300,000, permanent disability up to S$300,000.
Last verified 12 Jul 2026 · 7 official sources · pa-2026-07-12
Last verified12 Jul 2026
Data versionpa-2026-07-12
Verified sources7 of 7
- Singlife Health Plus Private/Public policy contract
- Singlife Personal Accident — official product page
- Singlife Shield and Health Plus Revised Premium Rates
- Singlife Shield and Singlife Health Plus Revised Premium Rates
- Singlife Shield product page (2026)
From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.
Spotted a figure that looks wrong or out of date? Report a data error— we’ll check it and correct it openly.
Premiums (base cover)
| Plan | Occupation | Cover | Annual premium |
|---|---|---|---|
| Lite | Occupation Class 1 | Base | S$143 |
| Standard | Occupation Class 1 | Base | S$212 |
| Plus | Occupation Class 1 | Base | S$319 |
| Lite | Occupation Class 2 | Base | S$164 |
| Standard | Occupation Class 2 | Base | S$244 |
| Plus | Occupation Class 2 | Base | S$366 |
| Lite | Occupation Class 3 | Base | S$285 |
| Standard | Occupation Class 3 | Base | S$385 |
| Plus | Occupation Class 3 | Base | S$554 |
Show all premium rows (18, incl. optional covers)
| Plan | Occupation | Cover | Annual premium |
|---|---|---|---|
| Lite | Occupation Class 1 | Base | S$143 |
| Standard | Occupation Class 1 | Base | S$212 |
| Plus | Occupation Class 1 | Base | S$319 |
| Lite | Occupation Class 2 | Base | S$164 |
| Standard | Occupation Class 2 | Base | S$244 |
| Plus | Occupation Class 2 | Base | S$366 |
| Lite | Occupation Class 3 | Base | S$285 |
| Standard | Occupation Class 3 | Base | S$385 |
| Plus | Occupation Class 3 | Base | S$554 |
| Lite | Occupation Class 1 | Temporary Disability / Mobility option | S$6 |
| Standard | Occupation Class 1 | Temporary Disability / Mobility option | S$13 |
| Plus | Occupation Class 1 | Temporary Disability / Mobility option | S$26 |
| Lite | Occupation Class 2 | Temporary Disability / Mobility option | S$8 |
| Standard | Occupation Class 2 | Temporary Disability / Mobility option | S$16 |
| Plus | Occupation Class 2 | Temporary Disability / Mobility option | S$31 |
| Lite | Occupation Class 3 | Temporary Disability / Mobility option | S$13 |
| Standard | Occupation Class 3 | Temporary Disability / Mobility option | S$27 |
| Plus | Occupation Class 3 | Temporary Disability / Mobility option | S$52 |
Plan facts
Benefits
The balanced take
AI-drafted · human-reviewed · 14 Jul 2026A mid-tier plan with useful physiotherapy and personal-liability extras and clear occupation pricing, though its top capital sum trails the high-limit players.
Commonly praised
- Separate physiotherapy limits
- Personal-liability and loan-protector features
- Clear occupation-based pricing
Common trade-offs
- Maximum capital is lower than high-limit rivals
- Premium jumps for higher-risk occupations
- Check sport-for-reward and racing exclusions
AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.
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Speak to an adviser about Singlife Personal Accident
An adviser can help you:
- Match the plan and tier to your occupation, activities and budget
- Weigh the trade-offs above against comparable plans
- Get a firm quote — including plans that only price on request
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Singlife Personal Accidentfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Singlife or a licensed financial adviser before any decision.