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Sompo · Personal accident

PAStar

Personal accident plan by Sompo. Base premium from S$48/yr. Accidental death up to , permanent disability up to .

Last verified 12 Jul 2026 · 2 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources2 of 2

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

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Premiums (base cover)

PlanOccupationCoverAnnual premium
DeluxeOccupation Class 1BaseS$196
EliteOccupation Class 1BaseS$316
Elite PlusOccupation Class 1BaseS$720
Elite MaxOccupation Class 1BaseS$1,106
DeluxeOccupation Class 2BaseS$240
EliteOccupation Class 2BaseS$387
Elite PlusOccupation Class 2BaseS$800
Elite MaxOccupation Class 2BaseS$1,194
DeluxeOccupation Class 3BaseS$469
EliteOccupation Class 3Base
Elite PlusOccupation Class 3Base
Elite MaxOccupation Class 3Base
DeluxeFree/optional child structureBaseS$48
EliteFree/optional child structureBaseS$81
Elite PlusFree/optional child structureBaseS$81
Elite MaxFree/optional child structureBaseS$81

Plan facts

Occupation basisOccupation Classes 1–3; Class 3 limited to Deluxe
Entry age16–71
Renewal / continuationRenewable to 81
PricingPublished schedule
PlansDeluxe · Elite · Elite Plus · Elite Max

Benefits

Accident capitalTiered death and disability benefits; use official benefit table for exact event-specific limits.
Daily hospital income100 | 150 | 300 | 400
Weekly income300 | 500 | 1,000 | 2,000
Evacuation / repatriation50,000.
TCM / chiropracticUp to 100 per visit, 600 per accident and 1,200 per policy year subject to terms.
Infectious diseaseCoverage for 24 infectious diseases.
Lifestyle extensionsTerrorism, motorcycling, leisure underwater activities and NS/reservist activities subject to terms.
FamilyUp to three children free when both parents enrol under eligible configuration.

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

A current, well-documented plan with a strong weekly-income ceiling and broad activity extensions, where top-tier pricing is high and manual jobs are limited to the entry tier.

Commonly praised

  • Strong weekly-income ceiling
  • Broad activity extensions
  • Very current brochure with senior continuation

Common trade-offs

  • Manual (Class 3) jobs only on the entry tier
  • Top-tier pricing is high
  • Read capital values from the full schedule, not marketing

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

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Sompo PAStarfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Sompo or a licensed financial adviser before any decision.