PAStar

Personal accident plan by Sompo. Base premium from S$48/yr. Accidental death up to —, permanent disability up to —.

Last verified 12 Jul 2026 · 2 official sources · pa-2026-07-12

Last verified12 Jul 2026

Data versionpa-2026-07-12

Verified sources2 of 2

From the insurer's official product page. A headline sum is a ceiling; actual payout depends on the event, disability scale, occupation, exclusions and policy wording.

Premiums (base cover)

Plan	Occupation	Cover	Annual premium
Deluxe	Occupation Class 1	Base	S$196
Elite	Occupation Class 1	Base	S$316
Elite Plus	Occupation Class 1	Base	S$720
Elite Max	Occupation Class 1	Base	S$1,106
Deluxe	Occupation Class 2	Base	S$240
Elite	Occupation Class 2	Base	S$387
Elite Plus	Occupation Class 2	Base	S$800
Elite Max	Occupation Class 2	Base	S$1,194
Deluxe	Occupation Class 3	Base	S$469
Elite	Occupation Class 3	Base	—
Elite Plus	Occupation Class 3	Base	—
Elite Max	Occupation Class 3	Base	—
Deluxe	Free/optional child structure	Base	S$48
Elite	Free/optional child structure	Base	S$81
Elite Plus	Free/optional child structure	Base	S$81
Elite Max	Free/optional child structure	Base	S$81

Plan facts

Occupation basisOccupation Classes 1–3; Class 3 limited to Deluxe

Entry age16–71

Renewal / continuationRenewable to 81

PricingPublished schedule

PlansDeluxe · Elite · Elite Plus · Elite Max

Benefits

Accident capitalTiered death and disability benefits; use official benefit table for exact event-specific limits.

Daily hospital income100 | 150 | 300 | 400

Weekly income300 | 500 | 1,000 | 2,000

Evacuation / repatriation50,000.

TCM / chiropracticUp to 100 per visit, 600 per accident and 1,200 per policy year subject to terms.

Infectious diseaseCoverage for 24 infectious diseases.

Lifestyle extensionsTerrorism, motorcycling, leisure underwater activities and NS/reservist activities subject to terms.

FamilyUp to three children free when both parents enrol under eligible configuration.

The balanced take

AI-drafted · human-reviewed · 12 Jul 2026

A current, well-documented plan with a strong weekly-income ceiling and broad activity extensions, where top-tier pricing is high and manual jobs are limited to the entry tier.

Commonly praised

Strong weekly-income ceiling
Broad activity extensions
Very current brochure with senior continuation

Common trade-offs

Manual (Class 3) jobs only on the entry tier
Top-tier pricing is high
Read capital values from the full schedule, not marketing

AI-drafted from this plan's documented strengths and trade-offs, then reviewed by our team. It is an educational synthesis of published product facts — not consumer reviews, an insurer statement, or financial advice. Confirm details with the insurer or a licensed adviser.

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Sompo PAStarfigures are indicative, for comparison and education only, from the insurer’s published 2026 material. Actual premiums, occupation loading, eligibility, exclusions and payouts depend on your circumstances and the policy contract. This page does not rank plans or recommend a product. Confirm with Sompo or a licensed financial adviser before any decision.