PRUTerm Basic
Lifetime death protection with disability and terminal-illness cover to 65. No longer on Prudential’s current term-life page — existing policies continue on their original contract terms.
PRUTerm Basic was a Prudential term plan providing lifetime financial protection against death, with financial protection against disability and terminal illness up to age 65.
It appears in Prudential's register of insured policies but not on the current 2026 term-life page, so it is treated as legacy / no longer marketed.
What’s publicly known
What isn’t published
- Current availability (not on Prudential's 2026 term page)
- Sum assured limits, premium structure and rider menu — unspecified publicly
Still holding a PRUTerm Basic policy?
An adviser can help you:
- Read your original policy contract and confirm exactly what it still covers
- Compare keeping it against replacing it — legacy plans are sometimes worth keeping
- Check whether current Prudential plans fill any gaps it leaves
Sources
Legacy-plan information is compiled from limited public materials and third-party overviews — never rely on it for a decision about an in-force policy. Your policy document is the only authoritative description of your cover. Confirm with Prudential or a licensed financial adviser.