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Term life insurance AIAAIA Platinum Term
AIA · Legacy term plan

AIA Platinum Term

High-cover level term to age 75 or 100, SGD or USD. No longer on AIA’s current term-life page — existing policies continue on their original contract terms.

AIA Platinum Term is AIA's best-documented legacy term plan — a regular-premium plan with guaranteed coverage to age 75 or to age 100, available in SGD or USD, with a minimum coverage amount of S$1 million (or US$1 million).

It was AIA's older answer to the 'high cover, level premium, legacy planning' buyer, and openly marketed age-100 protection that AIA's current Secure Flexi Term page (level term to 65 or 75) no longer foregrounds. It appears in AIA's register of insured policies but not the current term page.

What’s publicly known

Feature
Guaranteed coverage to age 75 or age 100; SGD or USD denominated
Feature
Minimum coverage S$1,000,000 / US$1,000,000
Feature
Entry age: 16–65 (to-75), 16–70 (to-100), 16–64 for the optional TPD add-on
Feature
Level premiums throughout; guaranteed renewable to age 75 or 100
Feature
Optional TPD add-on (advanced the coverage amount if disability occurred before age 70) plus Waiver of Premium and Critical Protector Waiver of Premium add-ons

What isn’t published

  • Current availability (not on AIA's 2026 term page)
  • Withdrawal date — unspecified publicly
  • Current pricing

Still holding a AIA Platinum Term policy?

An adviser can help you:

  • Read your original policy contract and confirm exactly what it still covers
  • Compare keeping it against replacing it — legacy plans are sometimes worth keeping
  • Check whether current AIA plans fill any gaps it leaves
Speak to an adviser →

Sources

Legacy-plan information is compiled from limited public materials and third-party overviews — never rely on it for a decision about an in-force policy. Your policy document is the only authoritative description of your cover. Confirm with AIA or a licensed financial adviser.