PRUMortgage / PRUMortgage Refund
Mortgage-oriented term cover; Refund variant returned premiums. No longer on Prudential’s current term-life page — existing policies continue on their original contract terms.
PRUMortgage and PRUMortgage Refund were mortgage-oriented term structures — cover designed to extinguish an outstanding home loan rather than replace family income.
The Refund variant returned premiums under stated conditions. Both are referenced in Prudential promotional materials but are absent from the current 2026 term-life page.
What’s publicly known
What isn’t published
- Term menus, interest-rate assumptions used for the reducing cover, rider options — unspecified publicly
Still holding a PRUMortgage / PRUMortgage Refund policy?
An adviser can help you:
- Read your original policy contract and confirm exactly what it still covers
- Compare keeping it against replacing it — legacy plans are sometimes worth keeping
- Check whether current Prudential plans fill any gaps it leaves
Sources
Legacy-plan information is compiled from limited public materials and third-party overviews — never rely on it for a decision about an in-force policy. Your policy document is the only authoritative description of your cover. Confirm with Prudential or a licensed financial adviser.