PRUTerm Vantage

High-sum-assured term for HNW / expatriate profiles. No longer on Prudential’s current term-life page — existing policies continue on their original contract terms.

PRUTerm Vantage was Prudential's high-value term plan aimed at high-net-worth and expatriate profiles, with a minimum sum assured of S$500,000 and availability in Singapore or US dollars.

It is not listed on Prudential's current 2026 term-life page, so it is treated as legacy / off-page here.

What’s publicly known

Feature

Minimum sum assured S$500,000; SGD or USD denominated

Feature

Cover terms from 10+ years up to age 100; death and terminal-illness protection

Feature

Option to increase death cover up to 2× the original sum assured (SGD plan only)

Feature

Rider menu included Crisis Care (CI cover up to S$3.6m, diabetic complications to S$250k), Early Stage Crisis Cover, waiver riders, Disability Provider III, PRUsmart lady II, Fracture Care PA

Feature

Available to non-citizens and expatriates in Singapore

What isn’t published

Current availability and pricing — unspecified publicly

Still holding a PRUTerm Vantage policy?

An adviser can help you:

Read your original policy contract and confirm exactly what it still covers
Compare keeping it against replacing it — legacy plans are sometimes worth keeping
Check whether current Prudential plans fill any gaps it leaves

Speak to an adviser →

Sources

Third-party plan overview (Insurance Planning SG)

Legacy-plan information is compiled from limited public materials and third-party overviews — never rely on it for a decision about an in-force policy. Your policy document is the only authoritative description of your cover. Confirm with Prudential or a licensed financial adviser.