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Fixed deposit ratesBank of East Asia
Savings · SGD fixed deposits · Bank of East Asia

Bank of East Asia fixed deposit rates — September 2026

Every publicly verifiable Bank of East Asia SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.60% p.a. for 12 months (Homepage promo). Best 6-month: 1.55%. Best 12-month: 1.60% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

Bank of East Asia’s offers this month

OfferRates (p.a.)MinLaneValidity & the catch
Homepage promo
Branch
6m — 1.55%
12m — 1.60%
NoneBoard rateCurrent (raised from 1.50% in August). Rates verified on the official homepage but the minimum deposit and detailed T&Cs are not public — confirm with the bank.

How Bank of East Asia’s best rate has moved

Jul 2026Aug 2026September 2026
1.45% (6m)1.50% (6m)1.60% (12m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how Bank of East Asia ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best Bank of East Asia fixed deposit rate in September 2026?Bank of East Asia's best published SGD rate in our September 2026 audit is 1.60% p.a. for 12 months (Homepage promo, board rate). For 12-month money the best Bank of East Asia rate is 1.60%. Always confirm the live rate at placement — promotional rates change without notice.
Is Bank of East Asia the best fixed deposit in Singapore right now?Bank of East Asia's best 12-month rate is 1.60%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.
Are Bank of East Asia fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.
Do Bank of East Asia promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on Bank of East Asia's official page; the binding terms are always the bank's at placement.

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Official sources

Rates are a point-in-time snapshot verified 1 September 2026 from Bank of East Asia’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.