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Savings · SGD fixed deposits · CIMB

CIMB fixed deposit rates — September 2026

Every publicly verifiable CIMB SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.75% p.a. for 9 months (Preferred Banking). Best 6-month: 1.70%. Best 12-month: 1.75% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

CIMB’s offers this month

OfferRates (p.a.)MinLaneValidity & the catch
Personal Banking online
Online
3m — 1.35%
6m — 1.65%
9m — 1.70%
12m — 1.70%
S$10kClean FDEffective 1 Sep 2026. September's best clean 12-month rate you can get online: 1.70% (9m too), up from 1.55% in August. Early termination pays only completed interest quarters.
Preferred Banking
Online
3m — 1.40%
6m — 1.70%
9m — 1.75%
12m — 1.75%
S$10kPremier / high AUMEffective 1 Sep 2026. Raised on 1 Sep (9m/12m 1.60→1.75%) — this is the 'up to 1.75%' in CIMB's banner. Preferred relationship required.

How CIMB’s best rate has moved

Jul 2026Aug 2026September 2026
1.50% (9m)1.60% (9m)1.75% (9m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how CIMB ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best CIMB fixed deposit rate in September 2026?CIMB's best published SGD rate in our September 2026 audit is 1.75% p.a. for 9 months (Preferred Banking, premier / high aum). For 12-month money the best CIMB rate is 1.75%. Always confirm the live rate at placement — promotional rates change without notice.
Is CIMB the best fixed deposit in Singapore right now?CIMB's best 12-month rate is 1.75%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.
Are CIMB fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.
Do CIMB promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on CIMB's official page; the binding terms are always the bank's at placement.

Compare other banks

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Official sources

Rates are a point-in-time snapshot verified 1 September 2026 from CIMB’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.