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Savings · SGD fixed deposits · SBI Singapore

SBI Singapore fixed deposit rates — September 2026

Every publicly verifiable SBI Singapore SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.50% p.a. for 6 months (Retail promo). Best 6-month: 1.50%. Best 12-month: 1.40% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

SBI Singapore’s offers this month

OfferRates (p.a.)MinLaneValidity & the catch
Retail promo
Branch / RM
6m — 1.50%
12m — 1.40%
S$50kClean FDLimited period — no end date stated. Unchanged. Fresh funds or renewals; capped below S$1m per individual. Premature withdrawal drops to board rate for completed quarters.

How SBI Singapore’s best rate has moved

Jul 2026Aug 2026September 2026
1.50% (6m)1.50% (6m)1.50% (6m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how SBI Singapore ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best SBI Singapore fixed deposit rate in September 2026?SBI Singapore's best published SGD rate in our September 2026 audit is 1.50% p.a. for 6 months (Retail promo). For 12-month money the best SBI Singapore rate is 1.40%. Always confirm the live rate at placement — promotional rates change without notice.
Is SBI Singapore the best fixed deposit in Singapore right now?SBI Singapore's best 12-month rate is 1.40%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.
Are SBI Singapore fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.
Do SBI Singapore promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on SBI Singapore's official page; the binding terms are always the bank's at placement.

Compare other banks

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Official sources

Rates are a point-in-time snapshot verified 1 September 2026 from SBI Singapore’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.