Savings · SGD fixed deposits · Citibank

Citibank fixed deposit rates — September 2026

Name: Citibank SGD fixed deposit rates — September 2026
Creator: MoneyAtlas

Every publicly verifiable Citibank SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 2.00% p.a. for 6 months (6-month promo (all customers)). Best 6-month: 2.00%. The catch column is part of the comparison, not a footnote.

Citibank’s offers this month

Offer	Rates (p.a.)	Min	Lane	Validity & the catch
6-month promo (all customers) Online / branch	3m — 1.40% 6m — 2.00%	S$5k	Clean FD	Through 30 Sep 2026. The standout 6-month 2.00% is no longer new-to-Citigold-only — the September page opens it to new AND existing customers with fresh funds from S$5,000. That makes it the highest published 6-month rate in the market. Confirm at placement that no banking-relationship tier applies to your case.
Investment bundle RM	2m — 3.00%	S$25k	Wealth bundle	Through 30 Sep 2026 — confirm with RM. Unchanged tiers: 3.00% for Citigold, 3.50% for Citigold Private Client (fresh funds; existing funds get just 1.40%). FD sized at 2× the investment amount. Sales charges on the qualifying investments can exceed the incremental FD interest.

How Citibank’s best rate has moved

Jul 2026	Aug 2026	September 2026
1.65% (3m)	2.00% (6m)	2.00% (6m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how Citibank ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best Citibank fixed deposit rate in September 2026?Citibank's best published SGD rate in our September 2026 audit is 2.00% p.a. for 6 months (6-month promo (all customers)). Always confirm the live rate at placement — promotional rates change without notice.

Is Citibank the best fixed deposit in Singapore right now?The market-best clean 12-month rate is 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.

Are Citibank fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.

Do Citibank promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on Citibank's official page; the binding terms are always the bank's at placement.

Compare other banks

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Official sources

Citibank fixed deposit account

Rates are a point-in-time snapshot verified 1 September 2026 from Citibank’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.