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Savings · SGD fixed deposits · Hong Leong Finance

Hong Leong Finance fixed deposit rates — September 2026

Every publicly verifiable Hong Leong Finance SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.50% p.a. for 4 months (Special digital promo). Best 6-month: 1.35%. Best 12-month: 1.45% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

Hong Leong Finance’s offers this month

OfferRates (p.a.)MinLaneValidity & the catch
Special digital promo
HLF Digital app
4m — 1.50%
5m — 1.50%
S$10kClean FDFrom 24 Jul until further notice. Unchanged: 4/5-month 1.50% for HLF Digital users, fresh funds. The online special also gained a sub-S$20k tier (6m 1.30 / 9m 1.35 / 12m 1.40 at S$5k–20k).
Standard promo
Online / branch
6m — 1.35%
9m — 1.40%
12m — 1.45%
S$5kClean FDEffective 23 Jul — until changed. Unchanged from August. Rates shown are the ≥S$20,000 tier; online placement restricted to existing HLF customers.

How Hong Leong Finance’s best rate has moved

Jul 2026Aug 2026September 2026
1.35% (12m)1.50% (4m)1.50% (4m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how Hong Leong Finance ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best Hong Leong Finance fixed deposit rate in September 2026?Hong Leong Finance's best published SGD rate in our September 2026 audit is 1.50% p.a. for 4 months (Special digital promo). For 12-month money the best Hong Leong Finance rate is 1.45%. Always confirm the live rate at placement — promotional rates change without notice.
Is Hong Leong Finance the best fixed deposit in Singapore right now?Hong Leong Finance's best 12-month rate is 1.45%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.
Are Hong Leong Finance fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.
Do Hong Leong Finance promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on Hong Leong Finance's official page; the binding terms are always the bank's at placement.

Compare other banks

DBS & POSB · UOB · OCBC · Maybank · CIMB · RHB · Standard Chartered · HSBC · Citibank · Bank of China · ICBC · HL Bank · SBI Singapore · Singapura Finance · Sing Investments & Finance · Bank of East Asia · GXS

Official sources

Rates are a point-in-time snapshot verified 1 September 2026 from Hong Leong Finance’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.