Savings · SGD fixed deposits · RHB

RHB fixed deposit rates — September 2026

Name: RHB SGD fixed deposit rates — September 2026
Creator: MoneyAtlas

Every publicly verifiable RHB SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.75% p.a. for 12 months (Premier Banking). Best 6-month: 1.70%. Best 12-month: 1.75% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

RHB’s offers this month

Offer	Rates (p.a.)	Min	Lane	Validity & the catch
Personal Banking Branch (mobile app pays 6m 1.50% / 12m 1.55%)	3m — 1.30% 6m — 1.60% 12m — 1.65%	S$20k	Clean FD	Sheet still effective 1 Aug 2026 (unchanged for September). August's market leader held its rates while the market moved up — branch 12-month 1.65% is now matched by BOC's app (from S$500) and beaten by CIMB online (1.70%). Rates subject to change without notice.
Premier Banking Premier RM	3m — 1.40% 6m — 1.70% 12m — 1.75%	S$20k	Premier / high AUM	Sheet still effective 1 Aug 2026. Unchanged for September. Premier relationship (S$200k total relationship balance) required.

How RHB’s best rate has moved

Jul 2026	Aug 2026	September 2026
1.55% (6m)	1.75% (12m)	1.75% (12m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how RHB ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best RHB fixed deposit rate in September 2026?RHB's best published SGD rate in our September 2026 audit is 1.75% p.a. for 12 months (Premier Banking, premier / high aum). For 12-month money the best RHB rate is 1.75%. Always confirm the live rate at placement — promotional rates change without notice.

Is RHB the best fixed deposit in Singapore right now?RHB's best 12-month rate is 1.75%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.

Are RHB fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.

Do RHB promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on RHB's official page; the binding terms are always the bank's at placement.

Compare other banks

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Official sources

RHB fixed deposit campaign

Rates are a point-in-time snapshot verified 1 September 2026 from RHB’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.