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GXS fixed deposit rates — September 2026

Every publicly verifiable GXS SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.75% p.a. for 12 months (Boost Pocket (12m)). Best 12-month: 1.75% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

GXS’s offers this month

OfferRates (p.a.)MinLaneValidity & the catch
Boost Pocket (12m)
App
1m — 1.01%
3m — 1.22%
4m — 1.40%
8m — 1.30%
12m — 1.75%
NoneFixed-term alternativeCurrent. 12-month Boost Pocket raised to 1.75% (0.88% base + 0.87% maturity bonus) — a savings-account pocket, not a bank FD, but now above every clean 12-month FD. Combined cap S$95,000; no stated minimum.

How GXS’s best rate has moved

Jul 2026Aug 2026September 2026
1.60% (12m)1.60% (12m)1.75% (12m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how GXS ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best GXS fixed deposit rate in September 2026?GXS's best published SGD rate in our September 2026 audit is 1.75% p.a. for 12 months (Boost Pocket (12m), fixed-term alternative). For 12-month money the best GXS rate is 1.75%. Always confirm the live rate at placement — promotional rates change without notice.
Is GXS the best fixed deposit in Singapore right now?GXS's best 12-month rate is 1.75%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.
Are GXS fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.
Do GXS promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on GXS's official page; the binding terms are always the bank's at placement.

Compare other banks

DBS & POSB · UOB · OCBC · Maybank · CIMB · RHB · Standard Chartered · HSBC · Citibank · Bank of China · ICBC · Hong Leong Finance · HL Bank · SBI Singapore · Singapura Finance · Sing Investments & Finance · Bank of East Asia

Official sources

Rates are a point-in-time snapshot verified 1 September 2026 from GXS’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.