Savings · SGD fixed deposits · Maybank

Maybank fixed deposit rates — September 2026

Name: Maybank SGD fixed deposit rates — September 2026
Creator: MoneyAtlas

Every publicly verifiable Maybank SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.65% p.a. for 12 months (FD + savings bundle). Best 6-month: 1.55%. Best 12-month: 1.65% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

Maybank’s offers this month

Offer	Rates (p.a.)	Min	Lane	Validity & the catch
Standalone time deposit Branch / online	6m — 1.45% 9m — 1.30% 12m — 1.45%	S$20k	Clean FD	Current — no end date stated (verified in browser 1 Sep). Unchanged from August (6m/12m 1.45%). Don't confuse with the 1.65% bundle — that needs earmarked savings. 9-month is open to non-individuals too.
Special time deposit (branch only) Branch only	6m — 1.55% 9m — 1.40% 12m — 1.55%	S$20k	Clean FD	Current — no end date stated (verified in browser 1 Sep). Branch-only special above the standalone rates (6m/12m 1.55% vs 1.45%). Subject to a notice period for early withdrawals AND early-withdrawal fees — ask for both before placing. Individuals only.
FD + savings bundle Branch / online	9m — 1.45% 12m — 1.65%	S$20k	Savings bundle	Current — no end date stated (verified in browser 1 Sep). Requires 10% of the FD amount earmarked in a Maybank savings/current account (at ~0.05%) for the full tenure. Fresh funds into the linked account required.

How Maybank’s best rate has moved

Jul 2026	Aug 2026	September 2026
1.65% (12m)	1.65% (12m)	1.65% (12m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how Maybank ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best Maybank fixed deposit rate in September 2026?Maybank's best published SGD rate in our September 2026 audit is 1.65% p.a. for 12 months (FD + savings bundle, savings bundle). For 12-month money the best Maybank rate is 1.65%. Always confirm the live rate at placement — promotional rates change without notice.

Is Maybank the best fixed deposit in Singapore right now?Maybank's best 12-month rate is 1.65%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.

Are Maybank fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.

Do Maybank promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on Maybank's official page; the binding terms are always the bank's at placement.

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Official sources

Maybank SGD time deposit promotion

Rates are a point-in-time snapshot verified 1 September 2026 from Maybank’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.