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Savings · SGD fixed deposits · Singapura Finance

Singapura Finance fixed deposit rates — September 2026

Every publicly verifiable Singapura Finance SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.56% p.a. for 6 months (Retail fresh-funds promo). Best 6-month: 1.56%. Best 12-month: 1.56% vs the market’s best clean 1.70%. The catch column is part of the comparison, not a footnote.

Singapura Finance’s offers this month

OfferRates (p.a.)MinLaneValidity & the catch
Retail fresh-funds promo
Counter (7 customer centres)
6m — 1.56%
7m — 1.56%
12m — 1.56%
S$20kClean FDNew promo effective 11 Aug 2026 — limited period. A strong across-the-board 1.56% (6/7/12 months) replaces July's short-tenure promo — and brings back a 12-month option. Minimum raised to S$20,000; requires a savings account; premature withdrawal earns NO interest.

How Singapura Finance’s best rate has moved

Jul 2026Aug 2026September 2026
1.55% (12m)1.45% (7m)1.56% (6m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how Singapura Finance ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best Singapura Finance fixed deposit rate in September 2026?Singapura Finance's best published SGD rate in our September 2026 audit is 1.56% p.a. for 6 months (Retail fresh-funds promo). For 12-month money the best Singapura Finance rate is 1.56%. Always confirm the live rate at placement — promotional rates change without notice.
Is Singapura Finance the best fixed deposit in Singapore right now?Singapura Finance's best 12-month rate is 1.56%, against a market-best clean 12-month of 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.
Are Singapura Finance fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.
Do Singapura Finance promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on Singapura Finance's official page; the binding terms are always the bank's at placement.

Compare other banks

DBS & POSB · UOB · OCBC · Maybank · CIMB · RHB · Standard Chartered · HSBC · Citibank · Bank of China · ICBC · Hong Leong Finance · HL Bank · SBI Singapore · Sing Investments & Finance · Bank of East Asia · GXS

Official sources

Rates are a point-in-time snapshot verified 1 September 2026 from Singapura Finance’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.