Savings · SGD fixed deposits · HL Bank

HL Bank fixed deposit rates — September 2026

Name: HL Bank SGD fixed deposit rates — September 2026
Creator: MoneyAtlas

Every publicly verifiable HL Bank SGD fixed-deposit offer, from our monthly audit of official pages (cut-off 1 September 2026). Best published rate: 1.60% p.a. for 6 months (Online FD promo). Best 6-month: 1.60%. The catch column is part of the comparison, not a footnote.

HL Bank’s offers this month

Offer	Rates (p.a.)	Min	Lane	Validity & the catch
Online FD promo HLB Connect online (iSavings account required)	3m — 1.40% 6m — 1.60% 9m — 1.60%	S$10k	Clean FD	Effective 21 Aug 2026, until further notice. Raised again: 6m and 9m now both 1.60% (was 1.55/1.50). Still no 12-month rate published. Confirm the fresh-funds condition in the T&Cs at placement.

How HL Bank’s best rate has moved

Jul 2026	Aug 2026	September 2026
1.55% (12m)	1.55% (6m)	1.60% (6m)

Best published rate at any tenure in each monthly audit (relationship-gated and bundle offers included where SGD-comparable; USD wealth bundles excluded). See the full September 2026 market table for how HL Bank ranks against every other bank, or the promo ranking for the month’s top-to-bottom list.

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Quick answers

What is the best HL Bank fixed deposit rate in September 2026?HL Bank's best published SGD rate in our September 2026 audit is 1.60% p.a. for 6 months (Online FD promo). Always confirm the live rate at placement — promotional rates change without notice.

Is HL Bank the best fixed deposit in Singapore right now?The market-best clean 12-month rate is 1.70% in September 2026. The ranking changes monthly — compare every bank side by side on our audited market table before placing.

Are HL Bank fixed deposits protected by deposit insurance?SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution, aggregated across savings, current and fixed deposit accounts there. Foreign-currency deposits are not covered.

Do HL Bank promotional rates require fresh funds?Many promotions do — "fresh funds" means money not already held at the bank, and internal transfers usually don't qualify. Each offer's conditions are listed in the table above and on HL Bank's official page; the binding terms are always the bank's at placement.

Compare other banks

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Official sources

HL Bank FD promotion

Rates are a point-in-time snapshot verified 1 September 2026 from HL Bank’s official pages as part of our monthly market audit; promotional windows close and rates change without notice, and the binding rate is the bank’s quote at placement. This is market research for education and comparison — not a recommendation or an invitation to place deposits. SGD deposits at SDIC Scheme members are insured up to S$100,000 per depositor per institution.